Personal loans in Rolling Fork, MS

The 2020 count to the 2023 estimate shows about 19.1% decline in Rolling Fork. Rolling Fork is a small community of about 1,509 residents, and a personal loan taken out here is governed by Mississippi statute.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Rolling Fork is home to roughly 1,509 people and stands 121st by size out of 299 Census places in Mississippi. The nearest larger city is Hollandale, MS about 19 miles away. Consumer lending that reaches Rolling Fork's 1,509 residents is governed by Mississippi statute; no city ordinance changes it. If debt is already a strain, a nonprofit credit counsellor can help Rolling Fork residents before they take on more.

Rolling Fork: population, trend and location

What follows is Rolling Fork's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.

Where Rolling Fork sits in Mississippi

Rolling Fork is the 121st-largest of 299 Census places in Mississippi and contains about 0.1% of the state's people. For population change between 2020 and 2023, Rolling Fork ranks 298th of 299 in Mississippi (about the 0th percentile). Its roughly 1,069 residents per square mile place it 36th among Mississippi's places. By land area, its 1.4 square miles rank 205th of 299 places in Mississippi.

How lenders reach Rolling Fork

Rolling Fork is a moderately settled community of about 1,509 people, with 16 larger places inside a 50-mile radius. A Mississippi licence lets a lender serve Rolling Fork without a local office, so branch density does not change what its 1,509 residents are offered. For a larger market, the closest option is Hollandale, MS about 19 miles away.

The Mississippi lending rules that reach Rolling Fork

These are Mississippi's sourced lending facts as they reach Rolling Fork's 1,509 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Delayed-deposit (payday) fee caps$20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule)
Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under"
Mississippi Secretary of State (DBCF administrative regulations)
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification.
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

Land, water and location for Rolling Fork

Rolling Fork covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,069 residents per square mile. The state's population centre of gravity, Jackson, is roughly 56 miles away. A 50-mile radius around Rolling Fork takes in 16 places that are larger. Within the same 50 miles lie 31 smaller Census places.

What shapes a Rolling Fork personal loan

Most loans made to Rolling Fork's 1,509 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Rolling Fork's 1,509 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Rolling Fork loan is knowable in advance — unlike a revolving card balance.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Rolling Fork if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Rolling Fork is the same as anywhere in Mississippi.
What loan size can I expect in Rolling Fork?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Rolling Fork?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Rolling Fork cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related