Personal loans in Louise, MS
The roughly 168 people who live in Louise borrow under Mississippi rules; city hall sets no personal-loan rate. Louise is one of 299 Census places in Mississippi; its 168 residents put it at 276th.
The next larger city is Yazoo City, MS about 13 miles away. Population in Louise dropped about 6.7% over the three years from 2020 to 2023. Consumer lending that reaches Louise's 168 residents is governed by Mississippi statute; no city ordinance changes it. Rate-shopping from Louise costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
What the Census records for Louise
Most of what governs a Louise loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.
- Population: 168 people, a figure that places Louise 276th among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 6.7%.
- Net change: roughly 12 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 8% of the places in Mississippi, with 168 residents in Louise.
- Land and density: 0.2 square miles of land carry roughly 949 residents per square mile.
- Land area: Louise covers 0.2 square miles, the 295th-largest area among Mississippi's 299 places.
- State population share: Louise accounts for about 0.0% of everyone in Mississippi.
- National rank: Louise is the 16,981st most populous of the 19,457 Census places covered here.
- Growth in Mississippi: Louise stands 258th by percentage change from 2020 to 2023, among 299 places.
- Against the state trend: Louise's 6.7% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Louise places 48th among Mississippi's places by people per square mile.
- Against the state median: Louise runs about 949 residents per square mile, where the Mississippi median is 434.
- Location: 32.9814 / -90.5904, per the US Census Bureau Gazetteer.
- Nearest larger cities: Yazoo City (13 mi); Anguilla (14 mi); Belzoni (15 mi); Rolling Fork (17 mi); Isola (19 mi). Larger metros often have more branches, but online lenders reach Louise on the same terms.
- Smaller communities within reach: Silver City (9 mi); Eden (15 mi); Satartia (22 mi).
- Smaller places within 50 miles: 6 of them.
- Within 100 miles: 179 places are larger than Louise.
Getting a loan in Louise
Louise is a moderately settled community of about 168 people, with 44 larger places inside a 50-mile radius. Lenders licensed in Mississippi reach Louise's 168 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Yazoo City, MS about 13 miles away.
The state rulebook for Louise
Read the table as a lender's compliance picture for Louise: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Where Louise sits
Louise covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 168 residents, the land area yields roughly 949 people per square mile. For the state's biggest city, Jackson, the distance is roughly 51 miles. Louise has 44 larger places within a 50-mile radius. Within the same 50 miles lie 6 smaller Census places.
How a Louise personal loan is priced
With roughly 168 residents, Louise is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Louise loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Louise loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Louise against the rest of Mississippi
Louise is the 276th-largest of 299 Census places in Mississippi and contains about 0.0% of the state's people. For population change between 2020 and 2023, Louise ranks 258th of 299 in Mississippi (about the 14th percentile). At about 949 people per square mile, Louise is the 48th most densely settled place in Mississippi. The population moved by about 12 people between 2020 and 2023, a 6.7% shift.
Common questions
What are my options in Louise if my credit is poor?
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Does comparing loans in Louise cost me credit score points?
Nearby places
- Silver City, MS — population 163
- Yazoo City, MS — population 9,754
- Belzoni, MS — population 1,764
- Anguilla, MS — population 486
- Eden, MS — population 138
- Isola, MS — population 590
- Rolling Fork, MS — population 1,509
- Satartia, MS — population 38