Personal loans in Eden, MS

Eden is a small community in Mississippi, with an estimated 138 residents, and every licensed lender here follows the same state rulebook. Census figures put the 2020-to-2023 increase in Eden at about 3.8%. Decide the purpose of the loan and your repayment plan before sharing any details with a Eden lender. A larger market lies at Yazoo City, MS about 10 miles away.

What the Census records for Eden

Two layers matter for a Eden borrower: the local population picture and Mississippi's consumer-lending statutes.

• Population: a Census-estimated 138, 283rd among Mississippi's 299 places (Vintage 2023).
• Population trend: Higher by roughly 3.8% since the 2020 count.
• Absolute change: 5 residents added between 2020 and 2023.
• Size percentile: with 138 residents, Eden is larger than about 5% of Mississippi's Census places.
• Land and density: 0.5 square miles of land carry roughly 292 residents per square mile.
• By land area: Eden ranks 281st among Mississippi's 299 places, at 0.5 sq mi.
• Share of state population: Eden's 138 residents are about 0.0% of Mississippi.
• National rank: Eden is 17,458th of 19,457 places nationwide.
• Growth in Mississippi: Eden stands 19th by percentage change from 2020 to 2023, among 299 places.
• Versus Mississippi: the state average change is -2.3%, while Eden moved 3.8%.
• Density in Mississippi: Eden ranks 217th by people per square mile.
• Density vs Mississippi: Eden's 292 people per square mile compare with a state median of 434.
• Location: 32.9837, -90.3240 (US Census Bureau Gazetteer).
• Nearest larger cities: Yazoo City (10 mi); Silver City (13 mi); Tchula (15 mi); Louise (15 mi); Belzoni (17 mi). Online lenders reach Eden no matter how far the nearest branch is.
• Smaller places close by: Satartia (25 mi); Sallis (33 mi); West (35 mi).
• Within a 50-mile radius: 4 smaller Census places.
• Within 100 miles: 189 places are larger than Eden.

The Mississippi lending rules that reach Eden

For the roughly 138 residents of Eden, the rules below are Mississippi's own; each row carries its publisher and retrieval date.

The anatomy of a Eden personal loan

With roughly 138 residents, Eden is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Eden lender to disclose the APR and finance charge before you sign. Shortening the term on a Eden loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What to do before borrowing in Eden

Complete these steps first when you borrow in Eden (138 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Mississippi regulator's licence records before you sign.
5. Test the payment against your current bills before you commit.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

In Eden as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 138 residents.

Eden: area, density and distance

Eden covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 292 people per square mile. Jackson, the largest place in Mississippi, is about 47 miles from Eden. A 50-mile radius around Eden takes in 45 places that are larger. By land area it ranks 281st of 299 Mississippi places.

Eden's place among Mississippi's 299 places

Within Mississippi, Eden holds roughly 0.0% of all residents, the 283rd-largest share among 299 places. On the 2020-to-2023 trend, Eden stands 19th among Mississippi's 299 places — roughly the 94th percentile. By density, at about 292 people per square mile, it ranks 217th in Mississippi. Within 50 miles sit 4 smaller Census places, alongside the 45 that are larger.