Personal loans in Anguilla, MS
The first question in Anguilla is not the rate on offer but whether the payment fits; about 486 people live here under Mississippi lending law. With 486 residents, Anguilla outranks about 33% of the communities in Mississippi.
The 2020 count to the 2023 estimate shows about 2.4% decline in Anguilla. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Anguilla loan. The closest larger city is Rolling Fork, MS about 5 miles away. For the 486 people in Anguilla, Mississippi runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
The Anguilla data picture
Most of what governs a Anguilla loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.
- Population: 486 residents; Anguilla is the 199th-largest of 299 places in Mississippi (US Census Bureau, Vintage 2023).
- Population trend: Down about 2.4% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 12 fewer since the 2020 base.
- Size percentile: Anguilla's 486 people outrank roughly 33% of the places in Mississippi.
- Land and density: 1.0 square miles of land carry roughly 470 residents per square mile.
- Land area rank: Anguilla's 1.0 square miles rank 231st of 299 places in Mississippi.
- State share: roughly 0.0% of Mississippi's residents live in Anguilla (486 people).
- National rank: Anguilla is 13,286th of 19,457 places nationwide.
- Growth in Mississippi: Anguilla stands 136th by percentage change from 2020 to 2023, among 299 places.
- Against the state trend: Anguilla's 2.4% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Anguilla places 140th among Mississippi's places by people per square mile.
- Density vs Mississippi: Anguilla's 470 people per square mile compare with a state median of 434.
- Location: latitude 32.9719, longitude -90.8283 (Census Gazetteer).
- Nearest larger cities: Rolling Fork (5 mi); Hollandale (14 mi); Lake Providence (23 mi); Isola (24 mi); Belzoni (24 mi). Online lenders reach Anguilla no matter how far the nearest branch is.
- Nearest smaller towns: Cary (13 mi); Mayersville (14 mi); Louise (14 mi).
- Within a 50-mile radius: 26 smaller Census places.
- Larger places within 100 miles: 112.
Before you apply in Anguilla
A sensible order of operations for a loan in Anguilla, home to about 486 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Mississippi regulator's records to confirm the lender is licensed here.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
None of these steps is Anguilla-specific: the same Mississippi licensing and disclosure rules reach all 486 residents.
What Mississippi law requires in Anguilla
These are Mississippi's sourced lending facts as they reach Anguilla's 486 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Where Anguilla sits in Mississippi
Among Mississippi's 299 places, Anguilla sits at 199th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 136th of 299 Mississippi places, putting it near the 55th percentile for growth. At about 470 people per square mile, Anguilla is the 140th most densely settled place in Mississippi. Within 50 miles sit 26 smaller Census places, alongside the 24 that are larger.
Lender access in Anguilla
Anguilla is lightly settled, with about 470 people per square mile and 24 larger places within 50 miles. Distance to a branch rarely matters for Anguilla's 486 residents: the application is online and the price follows your credit file. The nearest bigger place is Rolling Fork, MS about 5 miles away.
The anatomy of a Anguilla personal loan
Most loans made to Anguilla's 486 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Anguilla can be quoted different APRs on the same amount and term. Shortening the term on a Anguilla loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Anguilla if my credit is poor?
What loan size can I expect in Anguilla?
Do I have to pledge anything to borrow in Anguilla?
Does comparing loans in Anguilla cost me credit score points?
Nearby places
- Rolling Fork, MS — population 1,509
- Cary, MS — population 238
- Hollandale, MS — population 2,162
- Mayersville, MS — population 407
- Louise, MS — population 168
- Arcola, MS — population 287
- Silver City, MS — population 163
- Isola, MS — population 590