Personal loans in Hollandale, MS

A lender serving Hollandale holds a Mississippi licence and answers to a Mississippi regulator; no city office is involved for its 2,162 residents. Read the disclosure for an origination fee and any prepayment penalty before signing in Hollandale. With an estimated 2,162 residents, Hollandale is the 92nd-largest of 299 places in Mississippi. For the 2,162 people in Hollandale, Mississippi runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The trend for Hollandale between 2020 and 2023 is downward by roughly 7.3%. For a bigger market, look to Leland, MS about 16 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

What the Census records for Hollandale

What follows is Hollandale's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.

A practical checklist for Hollandale borrowers

Complete these steps first when you borrow in Hollandale (2,162 residents):

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Confirm the lender holds a Mississippi licence by checking the regulator named above.
  5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
  6. Look for an origination fee or prepayment penalty in the written disclosure.
  7. Make sure the new payment leaves room in a budget you already keep.

In Hollandale as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 2,162 residents.

What is available to Hollandale borrowers

At roughly 976 people per square mile, Hollandale is moderately settled; 10 larger places lie within 50 miles. Distance to a branch rarely matters for Hollandale's 2,162 residents: the application is online and the price follows your credit file. The nearest larger city, Leland, MS about 16 miles away.

Where Hollandale sits in Mississippi

Set beside Mississippi's 299 places, Hollandale ranks 92nd by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Hollandale ranks 270th of 299 in Mississippi (about the 10th percentile). At about 976 people per square mile, Hollandale is the 45th most densely settled place in Mississippi. Between 2020 and 2023 the count changed by roughly 170 residents.

Hollandale on the map

Inside Hollandale's boundaries lie about 2.2 square miles of land, with no significant water area recorded. Spread across it are roughly 976 residents per square mile. For the state's biggest city, Jackson, the distance is roughly 70 miles. Counting outward 50 miles, 10 larger communities surround Hollandale. The 100-mile radius contains 54 larger places.

The Mississippi lending rules that reach Hollandale

When Mississippi does not publish a figure, the row links to the source instead of inventing a number; Hollandale is bound by the same rules.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification.
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Payday lending statusLegal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.)
Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hollandale if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hollandale is the same as anywhere in Mississippi.
What loan size can I expect in Hollandale?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hollandale?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hollandale cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related