Personal loans in Arcola, MS

With 287 residents, Arcola outranks about 18% of the communities in Mississippi. The trend for Arcola between 2020 and 2023 is downward by roughly 6.5%. Verify the lender's Mississippi licence against the regulator named below before borrowing in Arcola. For a bigger market, look to Hollandale, MS about 7 miles away.

Borrowing in Arcola: the local picture

What follows is Arcola's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.

• Population: the Census counts 287 residents in Arcola (Vintage 2023 subcounty estimate), the 246th-largest figure among Mississippi's 299 places.
• Population trend: A drop of about 6.5% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 20 residents.
• Size percentile: roughly 18% of Mississippi's places have fewer residents than Arcola's 287.
• Land and density: 0.2 square miles of land carry roughly 1,311 residents per square mile.
• Land area: Arcola covers 0.2 square miles, the 293rd-largest area among Mississippi's 299 places.
• Share of state population: Arcola's 287 residents are about 0.0% of Mississippi.
• Nationally: Arcola is the 15,253rd-largest of 19,457 Census places in the dataset.
• Growth in Mississippi: Arcola stands 255th by percentage change from 2020 to 2023, among 299 places.
• Versus Mississippi: the state average change is -2.3%, while Arcola moved 6.5%.
• Density in Mississippi: Arcola ranks 18th by people per square mile.
• Against the state median: Arcola runs about 1,311 residents per square mile, where the Mississippi median is 434.
• Location: 33.2705 / -90.8800, per the US Census Bureau Gazetteer.
• Nearest larger cities: Hollandale (7 mi); Leland (9 mi); Greenville (13 mi); Metcalfe (14 mi); Isola (17 mi). Online lenders reach Arcola no matter how far the nearest branch is.
• Smaller places nearby: Silver City (25 mi); Louise (26 mi); Morgan City (32 mi).
• Smaller neighbours: 21 places smaller than Arcola sit within 50 miles.
• At 100 miles: 148 larger Census places fall inside that radius.

Arcola's place among Mississippi's 299 places

Against Mississippi's other places, Arcola accounts for about 0.0% of the state's population and ranks 246th of 299 by size. On the 2020-to-2023 trend, Arcola stands 255th among Mississippi's 299 places — roughly the 15th percentile. By density, at about 1,311 people per square mile, it ranks 18th in Mississippi. The population moved by about 20 people between 2020 and 2023, a 6.5% shift.

Inside a Arcola personal loan

A Arcola personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 287 residents. Federal Truth in Lending rules require a Arcola lender to disclose the APR and finance charge before you sign. The term you choose in Arcola decides the split between a comfortable payment and the total interest you pay.

The Mississippi lending rules that reach Arcola

This table holds the Mississippi rate and licensing rules for consumer loans made to Arcola's 287 residents.

Where Arcola sits

Arcola's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,311 people per square mile. The largest place in Mississippi, Jackson, lies about 77 miles away. Arcola has 40 larger places within a 50-mile radius. The 100-mile radius contains 148 larger places.

Getting a loan in Arcola

Arcola is a moderately settled community of about 287 people, with 40 larger places inside a 50-mile radius. What is available to Arcola's 287 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Hollandale, MS about 7 miles away.