Personal loans in Metcalfe, MS

By population, Metcalfe sits at 173rd in Mississippi, with an estimated 760 residents. The nearest larger city is Greenville, MS about 5 miles away. To lend to Metcalfe's 760 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it. Use the calculator on this page to price an amount and term before you commit in Metcalfe.

Borrowing in Metcalfe: the local picture

What follows is Metcalfe's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.

• Population: 760 people, a figure that places Metcalfe 173rd among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 7.0% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 57 residents.
• Size percentile: roughly 42% of Mississippi's places have fewer residents than Metcalfe's 760.
• Density: roughly 758 residents per square mile, spread over 1.0 sq mi of land.
• Land area: Metcalfe covers 1.0 square miles, the 234th-largest area among Mississippi's 299 places.
• Share of state population: Metcalfe's 760 residents are about 0.1% of Mississippi.
• National rank: Metcalfe is 11,410th of 19,457 places nationwide.
• Growth rank: Metcalfe ranks 262nd among Mississippi's 299 places for the 2020-to-2023 change.
• Versus Mississippi: the state average change is -2.3%, while Metcalfe moved 7.0%.
• Density in Mississippi: Metcalfe ranks 71st by people per square mile.
• Density in context: Metcalfe's 758 people per square mile sit against a Mississippi median of 434.
• Location: coordinates 33.4506, -91.0018 (US Census Bureau Gazetteer).
• Nearest larger cities: Greenville (5 mi); Leland (7 mi); Shaw (17 mi); Lake Village (18 mi); Indianola (21 mi). Online lenders reach Metcalfe no matter how far the nearest branch is.
• Smaller communities within reach: Benoit (14 mi); Arcola (14 mi); Arkansas City (16 mi).
• Smaller places within 50 miles: 36 of them.
• At 100 miles: 97 larger Census places fall inside that radius.

How a Metcalfe personal loan is priced

Metcalfe is a small community of about 760 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Metcalfe's 760 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Metcalfe decides the split between a comfortable payment and the total interest you pay.

What to do before borrowing in Metcalfe

Complete these steps first when you borrow in Metcalfe (760 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a Mississippi licence by checking the regulator named above.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Keep the amount to the expense; an approval is not a reason to take more.

What differs between Metcalfe and the rest of Mississippi is not the process but the borrower's own file, among the 760 people here.

The geography behind Metcalfe

Metcalfe covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 758 people per square mile. The state's population centre of gravity, Jackson, is roughly 91 miles away. Within 50 miles of Metcalfe there are 28 larger Census places. By land area it ranks 234th of 299 Mississippi places.

Metcalfe in state context

Against Mississippi's other places, Metcalfe accounts for about 0.1% of the state's population and ranks 173rd of 299 by size. On the 2020-to-2023 trend, Metcalfe stands 262nd among Mississippi's 299 places — roughly the 12th percentile. Its roughly 758 residents per square mile place it 71st among Mississippi's places. Within 50 miles sit 36 smaller Census places, alongside the 28 that are larger.

The Mississippi lending rules that reach Metcalfe

When Mississippi does not publish a figure, the row links to the source instead of inventing a number; Metcalfe is bound by the same rules.