Personal loans in Shaw, MS
Population in Shaw dropped about 6.5% over the three years from 2020 to 2023. With 1,363 residents, Shaw outranks about 56% of the communities in Mississippi.
Personal loans in Shaw are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,363 population. Price two or three terms so you can see which payment is truly affordable in Shaw. Lenders active in Shaw report to a Mississippi supervisor, identified in the sourced rows below. The nearest larger metro is Cleveland, MS about 10 miles away.
Local context for Shaw
Only a few things actually differ by place — population, area, location, and the Mississippi rules a lender must follow — and they are below.
- Population: an estimated 1,363 residents, 132nd of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 6.5% since the 2020 count.
- Net change: roughly 94 fewer people than the 2020 Census counted.
- Size percentile: Shaw sits ahead of around 56% of Mississippi places, at 1,363 people.
- Density: roughly 1,225 residents per square mile, spread over 1.1 sq mi of land.
- By land area: Shaw ranks 223rd among Mississippi's 299 places, at 1.1 sq mi.
- Share of Mississippi: Shaw holds about 0.1% of the state's population, some 1,363 people.
- National rank: Shaw is the 9,064th most populous of the 19,457 Census places covered here.
- Growth in Mississippi: Shaw stands 253rd by percentage change from 2020 to 2023, among 299 places.
- Against the state trend: Shaw's 6.5% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Shaw is the 23rd most densely settled place in Mississippi.
- Against the state median: Shaw runs about 1,225 residents per square mile, where the Mississippi median is 434.
- Location: 33.6015 / -90.7720, per the US Census Bureau Gazetteer.
- Nearest larger cities: Cleveland (10 mi); Indianola (13 mi); Leland (15 mi); Ruleville (15 mi); Moorhead (19 mi). Online lenders reach Shaw no matter how far the nearest branch is.
- Smaller towns nearby: Boyle (8 mi); Renova (13 mi); Benoit (14 mi).
- Smaller places within 50 miles: 41 of them.
- Within 100 miles: 79 places are larger than Shaw.
Steps to take before a Shaw loan
Before you hand your details to a lender in Shaw, where the population is near 1,363:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Check the Mississippi regulator's records to confirm the lender is licensed here.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Shaw and the rest of Mississippi is not the process but the borrower's own file, among the 1,363 people here.
Lender access in Shaw
With about 1,225 residents per square mile, Shaw is moderately settled, and 24 larger Census places sit within 50 miles. Whether Shaw has a local branch or not, a Mississippi-licensed lender can serve its 1,363 people online on the same terms. The nearest bigger place is Cleveland, MS about 10 miles away.
Shaw's place among Mississippi's 299 places
Set beside Mississippi's 299 places, Shaw ranks 132nd by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 253rd of 299 Mississippi places, putting it near the 15th percentile for growth. At about 1,225 people per square mile, Shaw is the 23rd most densely settled place in Mississippi. The population moved by about 94 people between 2020 and 2023, a 6.5% shift.
Shaw on the map
The Census Gazetteer records about 1.1 square miles of land within Shaw, with no significant water area listed. Spread across it are roughly 1,225 residents per square mile. Jackson, the largest place in Mississippi, is about 95 miles from Shaw. A 50-mile radius around Shaw takes in 24 places that are larger. Within the same 50 miles lie 41 smaller Census places.
Mississippi rules behind a Shaw personal loan
Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Shaw lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
Common questions
What are my options in Shaw if my credit is poor?
What loan size can I expect in Shaw?
Do I have to pledge anything to borrow in Shaw?
Does comparing loans in Shaw cost me credit score points?
Nearby places
- Boyle, MS — population 497
- Cleveland, MS — population 10,401
- Renova, MS — population 691
- Indianola, MS — population 9,003
- Pace, MS — population 173
- Leland, MS — population 3,693
- Sunflower, MS — population 895
- Merigold, MS — population 348