Personal loans in Sunflower, MS
Which products a lender may offer to Sunflower's 895 residents follows from the Mississippi consumer-lending framework. With 895 residents, Sunflower outranks about 47% of the communities in Mississippi.
The first question in Sunflower is not the rate on offer but whether the payment fits; about 895 people live here under Mississippi lending law. A 2020-to-2023 comparison shows Sunflower down by about 7.4%. Price two or three terms so you can see which payment is truly affordable in Sunflower. The closest larger city is Moorhead, MS about 7 miles away.
Where Sunflower stands
Read the local figures below as context; read the sourced Mississippi table as the rulebook a lender here must follow.
- Population: a Census-estimated 895, 157th among Mississippi's 299 places (Vintage 2023).
- Population trend: A drop of about 7.4% from 2020 to 2023.
- People gained or lost: about 72 fewer since the 2020 base.
- Size percentile: about 47% of Mississippi's Census places are smaller than Sunflower.
- Population density: about 1,477 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Sunflower ranks 269th among Mississippi's 299 places, at 0.6 sq mi.
- State population share: Sunflower accounts for about 0.1% of everyone in Mississippi.
- National standing: Sunflower ranks 10,717th of 19,457 US places.
- Growth rank: Sunflower ranks 275th among Mississippi's 299 places for the 2020-to-2023 change.
- Versus Mississippi: the state average change is -2.3%, while Sunflower moved 7.4%.
- Density rank: Sunflower is the 10th most densely settled place in Mississippi.
- Density in context: Sunflower's 1,477 people per square mile sit against a Mississippi median of 434.
- Location: 33.5443, -90.5373 (Census Gazetteer coordinates).
- Nearest larger cities: Moorhead (7 mi); Indianola (9 mi); Ruleville (13 mi); Itta Bena (13 mi); Shaw (14 mi). Larger metros often have more branches, but online lenders reach Sunflower on the same terms.
- Smaller places nearby: Doddsville (8 mi); Schlater (13 mi); Inverness (13 mi).
- Smaller neighbours: 34 places smaller than Sunflower sit within 50 miles.
- At 100 miles: 93 larger Census places fall inside that radius.
Sunflower: area, density and distance
Inside Sunflower's boundaries lie about 0.6 square miles of land, with no significant water area recorded. With 895 residents, the land area yields roughly 1,477 people per square mile. The state's population centre of gravity, Jackson, is roughly 87 miles away. Sunflower has 28 larger places within a 50-mile radius. Within the same 50 miles lie 34 smaller Census places.
Mississippi consumer-lending rules applied in Sunflower
When Mississippi does not publish a figure, the row links to the source instead of inventing a number; Sunflower is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
A pre-application checklist for Sunflower
Before you apply in Sunflower, a community of about 895, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Mississippi regulator's licence records before you sign.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
None of these steps is Sunflower-specific: the same Mississippi licensing and disclosure rules reach all 895 residents.
Borrowing reach in Sunflower
With about 1,477 residents per square mile, Sunflower is moderately settled, and 28 larger Census places sit within 50 miles. Lenders licensed in Mississippi reach Sunflower's 895 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Moorhead, MS about 7 miles away.
How Sunflower compares across Mississippi
Within Mississippi, Sunflower holds roughly 0.1% of all residents, the 157th-largest share among 299 places. On the 2020-to-2023 trend, Sunflower stands 275th among Mississippi's 299 places — roughly the 8th percentile. At about 1,477 people per square mile, Sunflower is the 10th most densely settled place in Mississippi. Between 2020 and 2023 the count changed by roughly 72 residents.
Common questions
What are my options in Sunflower if my credit is poor?
What loan size can I expect in Sunflower?
Do I have to pledge anything to borrow in Sunflower?
Does comparing loans in Sunflower cost me credit score points?
Nearby places
- Moorhead, MS — population 1,832
- Doddsville, MS — population 67
- Indianola, MS — population 9,003
- Ruleville, MS — population 2,485
- Inverness, MS — population 805
- Schlater, MS — population 222
- Itta Bena, MS — population 1,549
- Shaw, MS — population 1,363