Personal loans in Ruleville, MS
For a borrower among the roughly 2,485 residents of Ruleville, a personal loan is a tool whose cost turns on the terms, not the address. Ruleville ranks 86th of 299 places in Mississippi, with a population near 2,485.
The next larger city is Cleveland, MS about 10 miles away. Ruleville shed about 6.3% of its population between the 2020 base and the 2023 estimate. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Ruleville's 2,485 residents. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Ruleville loan.
Ruleville: population, trend and location
What follows is Ruleville's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.
- Population: 2,485 — Ruleville ranks 86th of 299 communities in Mississippi (US Census Bureau, Vintage 2023).
- Population trend: Down about 6.3% from the 2020 Census base to the 2023 estimate.
- Absolute change: 166 residents lost between 2020 and 2023.
- Size percentile: Ruleville sits ahead of around 71% of Mississippi places, at 2,485 people.
- Density: the Census land area of 2.5 sq mi holds about 987 people per square mile.
- Land area rank: Ruleville's 2.5 square miles rank 153rd of 299 places in Mississippi.
- State population share: Ruleville accounts for about 0.2% of everyone in Mississippi.
- National rank: Ruleville is the 6,867th most populous of the 19,457 Census places covered here.
- Growth in Mississippi: Ruleville stands 247th by percentage change from 2020 to 2023, among 299 places.
- Versus Mississippi: the state average change is -2.3%, while Ruleville moved 6.3%.
- Density rank: Ruleville is the 44th most densely settled place in Mississippi.
- Against the state median: Ruleville runs about 987 residents per square mile, where the Mississippi median is 434.
- Location: coordinates 33.7249, -90.5503 (US Census Bureau Gazetteer).
- Nearest larger cities: Cleveland (10 mi); Indianola (20 mi); Greenwood (25 mi); Leland (30 mi); Clarksdale (32 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Doddsville (5 mi); Drew (6 mi); Boyle (10 mi).
- Within a 50-mile radius: 53 smaller Census places.
- At 100 miles: 47 larger Census places fall inside that radius.
The geography behind Ruleville
Ruleville's land area is roughly 2.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 987 residents per square mile. The state's population centre of gravity, Jackson, is roughly 99 miles away. A 50-mile radius around Ruleville takes in 9 places that are larger. By land area it ranks 153rd of 299 Mississippi places.
Borrowing reach in Ruleville
Ruleville is a moderately settled community of about 2,485 people, with 9 larger places inside a 50-mile radius. A Mississippi licence lets a lender serve Ruleville without a local office, so branch density does not change what its 2,485 residents are offered. The nearest larger city, Cleveland, MS about 10 miles away.
What shapes a Ruleville personal loan
A Ruleville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,485 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Ruleville. A longer term lowers the monthly payment on a Ruleville loan but raises total interest, so the smallest payment is not the cheapest loan.
Ruleville in state context
Ruleville is the 86th-largest of 299 Census places in Mississippi and contains about 0.2% of the state's people. For population change between 2020 and 2023, Ruleville ranks 247th of 299 in Mississippi (about the 17th percentile). Its roughly 987 residents per square mile place it 44th among Mississippi's places. In land area, Ruleville ranks 153rd among Mississippi's 299 places.
Which Mississippi laws govern a loan in Ruleville
This table holds the Mississippi rate and licensing rules for consumer loans made to Ruleville's 2,485 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
Common questions
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Nearby places
- Doddsville, MS — population 67
- Drew, MS — population 1,704
- Boyle, MS — population 497
- Cleveland, MS — population 10,401
- Sunflower, MS — population 895
- Renova, MS — population 691
- Merigold, MS — population 348
- Schlater, MS — population 222