Personal loans in Drew, MS

The roughly 1,704 people who live in Drew borrow under Mississippi rules; city hall sets no personal-loan rate. Roughly 1,704 residents live in Drew, the 111th-largest community in Mississippi.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The 2020 count to the 2023 estimate shows about 7.6% decline in Drew. Read the disclosure for an origination fee and any prepayment penalty before signing in Drew. For a bigger market, look to Ruleville, MS about 6 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Drew's 1,704 residents.

Drew: the sourced local profile

Two layers matter for a Drew borrower: the local population picture and Mississippi's consumer-lending statutes.

How personal loans work in Drew

With roughly 1,704 residents, Drew is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Drew's rank of 111th in Mississippi: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Drew loan but raises total interest, so the smallest payment is not the cheapest loan.

Getting a loan in Drew

Drew is a moderately settled community of about 1,704 people, with 15 larger places inside a 50-mile radius. Distance to a branch rarely matters for Drew's 1,704 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Ruleville, MS about 6 miles away.

Where Drew sits in Mississippi

Within Mississippi, Drew holds roughly 0.1% of all residents, the 111th-largest share among 299 places. Its 2020-to-2023 change ranks 279th of 299 Mississippi places, putting it near the 7th percentile for growth. Its roughly 1,519 residents per square mile place it 8th among Mississippi's places. By land area, its 1.1 square miles rank 222nd of 299 places in Mississippi.

The Mississippi lending rules that reach Drew

Mississippi has no separate rate rule for Drew; the sourced rows below are what reach every lender that serves its 1,704 people.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Delayed-deposit (payday) fee caps$20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule)
Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under"
Mississippi Secretary of State (DBCF administrative regulations)
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification.
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

Drew on the map

The Census Gazetteer records about 1.1 square miles of land within Drew, with no significant water area listed. With 1,704 residents, the land area yields roughly 1,519 people per square mile. Jackson, the largest place in Mississippi, is about 105 miles from Drew. Counting outward 50 miles, 15 larger communities surround Drew. Within the same 50 miles lie 50 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Drew if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Drew is the same as anywhere in Mississippi.
What loan size can I expect in Drew?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Drew?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Drew cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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