Personal loans in Sumner, MS

If you are weighing a personal loan in Sumner, start from the payment you can carry; its 250 residents face the same statewide rules. A single loan can carry different costs on either side of a state line, and Sumner sits on the Mississippi side of that line. Use the calculator on this page to price an amount and term before you commit in Sumner. Borrowers who want a bigger city can look to Webb, MS about 2 miles away.

The Sumner data picture

Read the local figures below as context; read the sourced Mississippi table as the rulebook a lender here must follow.

• Population: an estimated 250 residents, 257th of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
• Population trend: About 9.4% below the 2020 Census base.
• Absolute change: 26 residents lost between 2020 and 2023.
• Size percentile: with 250 residents, Sumner is larger than about 14% of Mississippi's Census places.
• Population density: 455 people per square mile on 0.6 square miles of land.
• Land area rank: Sumner's 0.6 square miles rank 278th of 299 places in Mississippi.
• Share of state population: Sumner's 250 residents are about 0.0% of Mississippi.
• National rank: Sumner sits 15,765th by population among the 19,457 places in this dataset.
• Growth rank: Sumner ranks 292nd among Mississippi's 299 places for the 2020-to-2023 change.
• Versus Mississippi: the state average change is -2.3%, while Sumner moved 9.4%.
• Density in Mississippi: Sumner ranks 146th by people per square mile.
• Density vs Mississippi: Sumner's 455 people per square mile compare with a state median of 434.
• Location: mapped by the US Census Bureau at 33.9693, -90.3693.
• Nearest larger cities: Webb (2 mi); Tutwiler (5 mi); Drew (14 mi); Lambert (17 mi); Charleston (18 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Glendora (11 mi); Alligator (22 mi); Winstonville (22 mi).
• Within a 50-mile radius: 13 smaller Census places.
• Within 100 miles: 185 places are larger than Sumner.

Getting a loan in Sumner

Sumner is lightly settled, with about 455 people per square mile and 52 larger places within 50 miles. What is available to Sumner's 250 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Webb, MS about 2 miles away.

Sumner in state context

Among Mississippi's 299 places, Sumner sits at 257th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Sumner stands 292nd among Mississippi's 299 places — roughly the 2th percentile. By density, at about 455 people per square mile, it ranks 146th in Mississippi. The population moved by about 26 people between 2020 and 2023, a 9.4% shift.

The Mississippi lending rules that reach Sumner

Read the table as a lender's compliance picture for Sumner: the rule, the sourced figure, the publisher and the date.

A practical checklist for Sumner borrowers

Before you hand your details to a lender in Sumner, where the population is near 250:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Mississippi regulator's records to confirm the lender is licensed here.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

None of these steps is Sumner-specific: the same Mississippi licensing and disclosure rules reach all 250 residents.

The geography behind Sumner

Sumner covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 455 residents per square mile. The largest place in Mississippi, Jackson, lies about 115 miles away. A 50-mile radius around Sumner takes in 52 places that are larger. Within the same 50 miles lie 13 smaller Census places.