Personal loans in Marks, MS

If you are weighing a personal loan in Marks, start from the payment you can carry; its 1,283 residents face the same statewide rules. For the 1,283 people in Marks, Mississippi runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Work out your debt-to-income ratio first; lenders weigh it heavily, and Marks's 1,283 residents are no exception. The nearest larger city is Clarksdale, MS about 17 miles away.

Local context for Marks

Here is the sourced Census picture for Marks, plus the Mississippi lending rules that apply to a loan taken out here.

• Population: 1,283 — Marks ranks 137th of 299 communities in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: Roughly 11.0% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 158 residents.
• Size percentile: about 54% of Mississippi's Census places are smaller than Marks.
• Population density: 1,000 people per square mile on 1.3 square miles of land.
• Land area: Marks covers 1.3 square miles, the 214th-largest area among Mississippi's 299 places.
• Share of state population: Marks's 1,283 residents are about 0.1% of Mississippi.
• National standing: Marks ranks 9,298th of 19,457 US places.
• Growth rank: Marks ranks 295th among Mississippi's 299 places for the 2020-to-2023 change.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Marks's 11.0%.
• Density rank: Marks places 43rd among Mississippi's places by people per square mile.
• Density vs Mississippi: Marks's 1,000 people per square mile compare with a state median of 434.
• Location: 34.2535, -90.2722 (US Census Bureau Gazetteer).
• Nearest larger cities: Clarksdale (17 mi); Tutwiler (19 mi); Batesville (20 mi); Charleston (21 mi); Sardis (24 mi). Lenders licensed in the state serve Marks whether or not they keep a local branch.
• Smaller communities close by: Lambert (4 mi); Crowder (9 mi); Falcon (10 mi), each with its own Census population profile.
• Smaller neighbours: 40 places smaller than Marks sit within 50 miles.
• At 100 miles: 102 larger Census places fall inside that radius.

The Mississippi lending rules that reach Marks

Mississippi has no separate rate rule for Marks; the sourced rows below are what reach every lender that serves its 1,283 people.

Land, water and location for Marks

Marks covers about 1.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,000 residents per square mile. For the state's biggest city, Jackson, the distance is roughly 134 miles. A 50-mile radius around Marks takes in 20 places that are larger. The 100-mile radius contains 102 larger places.

The Marks borrowing checklist

Before you hand your details to a lender in Marks, where the population is near 1,283:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a Mississippi licence by checking the regulator named above.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

The process is identical across Mississippi; what changes is your credit file, not the fact that Marks holds 1,283 people.

Marks against the rest of Mississippi

Set beside Mississippi's 299 places, Marks ranks 137th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Marks ranks 295th of 299 in Mississippi (about the 1th percentile). At about 1,000 people per square mile, Marks is the 43rd most densely settled place in Mississippi. By land area, its 1.3 square miles rank 214th of 299 places in Mississippi.

How lenders reach Marks

At roughly 1,000 people per square mile, Marks is moderately settled; 20 larger places lie within 50 miles. What is available to Marks's 1,283 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Clarksdale, MS about 17 miles away.