Personal loans in Sledge, MS

Sledge is a small community of about 337 residents, and a personal loan taken out here is governed by Mississippi statute. A single loan can carry different costs on either side of a state line, and Sledge sits on the Mississippi side of that line. Decide the purpose of the loan and your repayment plan before sharing any details with a Sledge lender. Borrowers who want a bigger city can look to Crenshaw, MS about 5 miles away.

Where Sledge stands

Here is the sourced Census picture for Sledge, plus the Mississippi lending rules that apply to a loan taken out here.

• Population: a Census-estimated 337, 236th among Mississippi's 299 places (Vintage 2023).
• Population trend: Lower by roughly 9.4% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 35 residents.
• Size percentile: about 21% of Mississippi communities are smaller than Sledge (337 residents).
• Density: the Census land area of 0.5 sq mi holds about 631 people per square mile.
• Land area: Sledge covers 0.5 square miles, the 279th-largest area among Mississippi's 299 places.
• Within Mississippi: about 0.0% of the state's population lives in Sledge.
• Nationally: Sledge is the 14,722nd-largest of 19,457 Census places in the dataset.
• Growth rank: Sledge's 2020-to-2023 change ranks 291st of 299 places in Mississippi.
• Versus Mississippi: the state average change is -2.3%, while Sledge moved 9.4%.
• Density in Mississippi: Sledge ranks 87th by people per square mile.
• Against the state median: Sledge runs about 631 residents per square mile, where the Mississippi median is 434.
• Location: the Census Gazetteer records it at 34.4326, -90.2212.
• Nearest larger cities: Crenshaw (5 mi); Marks (13 mi); Jonestown (15 mi); Lambert (16 mi); Como (17 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Falcon (3 mi); Lula (15 mi); Coahoma (18 mi).
• Smaller places within 50 miles: 20 of them.
• Larger places within 100 miles: 192.

How lenders reach Sledge

At roughly 631 people per square mile, Sledge is moderately settled; 40 larger places lie within 50 miles. Whether Sledge has a local branch or not, a Mississippi-licensed lender can serve its 337 people online on the same terms. The nearest bigger place is Crenshaw, MS about 5 miles away.

The anatomy of a Sledge personal loan

A Sledge personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 337 residents. Federal Truth in Lending rules require a Sledge lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Sledge loan is knowable in advance — unlike a revolving card balance.

Sledge against the rest of Mississippi

Against Mississippi's other places, Sledge accounts for about 0.0% of the state's population and ranks 236th of 299 by size. For population change between 2020 and 2023, Sledge ranks 291st of 299 in Mississippi (about the 3th percentile). At about 631 people per square mile, Sledge is the 87th most densely settled place in Mississippi. The population moved by about 35 people between 2020 and 2023, a 9.4% shift.

The geography behind Sledge

Sledge's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. That land carries about 631 people per square mile. For the state's biggest city, Jackson, the distance is roughly 146 miles. Within 50 miles of Sledge there are 40 larger Census places. By land area it ranks 279th of 299 Mississippi places.

Which Mississippi laws govern a loan in Sledge

This table holds the Mississippi rate and licensing rules for consumer loans made to Sledge's 337 residents.