Personal loans in Crenshaw, MS

Crenshaw shed about 2.7% of its population between the 2020 base and the 2023 estimate. Personal loans in Crenshaw are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 613 population.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

By population, Crenshaw sits at 186th in Mississippi, with an estimated 613 residents. The nearest larger metro is Senatobia, MS about 14 miles away. Rate ceilings, licensing requirements and product limits for Crenshaw are all set at the Mississippi level. If debt is already a strain, a nonprofit credit counsellor can help Crenshaw residents before they take on more.

Crenshaw by the numbers

The figures below are Crenshaw's own — Census population, land area and coordinates — followed by the Mississippi rules.

The geography behind Crenshaw

Crenshaw's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,491 residents per square mile. Jackson, the largest place in Mississippi, is about 151 miles from Crenshaw. Crenshaw has 34 larger places within a 50-mile radius. Within the same 50 miles lie 30 smaller Census places.

How Crenshaw compares across Mississippi

Against Mississippi's other places, Crenshaw accounts for about 0.0% of the state's population and ranks 186th of 299 by size. For population change between 2020 and 2023, Crenshaw ranks 154th of 299 in Mississippi (about the 48th percentile). At about 1,491 people per square mile, Crenshaw is the 9th most densely settled place in Mississippi. Within 50 miles sit 30 smaller Census places, alongside the 34 that are larger.

The Mississippi lending rules that reach Crenshaw

These are Mississippi's sourced lending facts as they reach Crenshaw's 613 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Delayed-deposit (payday) fee caps$20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule)
Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under"
Mississippi Secretary of State (DBCF administrative regulations)
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification.
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

What a Crenshaw borrower is actually offered

Crenshaw is a small community of about 613 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Crenshaw lender to disclose the APR and finance charge before you sign. The term you choose in Crenshaw decides the split between a comfortable payment and the total interest you pay.

How lenders reach Crenshaw

At roughly 1,491 people per square mile, Crenshaw is moderately settled; 34 larger places lie within 50 miles. Lenders licensed in Mississippi reach Crenshaw's 613 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Senatobia, MS about 14 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Crenshaw if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Crenshaw is the same as anywhere in Mississippi.
What loan size can I expect in Crenshaw?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Crenshaw?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Crenshaw cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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