Personal loans in Cary, MS
The first question in Cary is not the rate on offer but whether the payment fits; about 238 people live here under Mississippi lending law. With 238 residents, Cary outranks about 13% of the communities in Mississippi.
Compare APR, not the interest rate, because the APR folds in most fees on a Cary loan. Cary lost roughly 1.7% of its population across the 2020-to-2023 comparison. For the 238 people in Cary, Mississippi runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger metro is Rolling Fork, MS about 8 miles away.
What the Census records for Cary
Cary is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 238 people, a figure that places Cary 261st among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
- Population trend: About 1.7% below the 2020 Census base.
- Net change: roughly 4 fewer people than the 2020 Census counted.
- Size percentile: with 238 residents, Cary is larger than about 13% of Mississippi's Census places.
- Density: roughly 337 residents per square mile, spread over 0.7 sq mi of land.
- Land area rank: Cary's 0.7 square miles rank 263rd of 299 places in Mississippi.
- State share: roughly 0.0% of Mississippi's residents live in Cary (238 people).
- National rank: Cary is 15,919th of 19,457 places nationwide.
- Growth in Mississippi: Cary stands 101st by percentage change from 2020 to 2023, among 299 places.
- Against the state trend: Cary's 1.7% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Cary is the 197th most densely settled place in Mississippi.
- Density vs Mississippi: Cary's 337 people per square mile compare with a state median of 434.
- Location: mapped by the US Census Bureau at 32.8056, -90.9246.
- Nearest larger cities: Rolling Fork (8 mi); Mayersville (9 mi); Anguilla (13 mi); Lake Providence (15 mi); Hollandale (26 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Louise (23 mi); Satartia (24 mi); Pioneer (30 mi), each with its own Census population profile.
- Smaller places within 50 miles: 11 of them.
- Larger places within 100 miles: 160.
Cary on the map
Cary's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 337 people per square mile. The state's population centre of gravity, Jackson, is roughly 54 miles away. Counting outward 50 miles, 33 larger communities surround Cary. The 100-mile radius contains 160 larger places.
Cary in state context
Set beside Mississippi's 299 places, Cary ranks 261st by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Cary stands 101st among Mississippi's 299 places — roughly the 66th percentile. By density, at about 337 people per square mile, it ranks 197th in Mississippi. Between 2020 and 2023 the count changed by roughly 4 residents.
Inside a Cary personal loan
Most loans made to Cary's 238 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Cary's 238 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Cary loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How Mississippi law applies in Cary
Read the table as a lender's compliance picture for Cary: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Borrowing reach in Cary
At roughly 337 people per square mile, Cary is lightly settled; 33 larger places lie within 50 miles. Lenders licensed in Mississippi reach Cary's 238 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Rolling Fork, MS about 8 miles away.
Common questions
What are my options in Cary if my credit is poor?
What loan size can I expect in Cary?
Do I have to pledge anything to borrow in Cary?
Does comparing loans in Cary cost me credit score points?
Nearby places
- Rolling Fork, MS — population 1,509
- Mayersville, MS — population 407
- Anguilla, MS — population 486
- Lake Providence, LA — population 3,194
- Hollandale, MS — population 2,162
- Louise, MS — population 168
- Satartia, MS — population 38
- Kilbourne, LA — population 332