Personal loans in Mayersville, MS
With roughly 407 residents, Mayersville is a small community, and the lending rules its borrowers live under are written in Mississippi, not by the city. With 407 residents, Mayersville outranks about 27% of the communities in Mississippi.
The closest larger city is Rolling Fork, MS about 10 miles away. A 2020-to-2023 comparison shows Mayersville down by about 6.2%. Rate ceilings, licensing requirements and product limits for Mayersville are all set at the Mississippi level. Use the calculator on this page to price an amount and term before you commit in Mayersville.
Borrowing in Mayersville: the local picture
Mayersville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 407 residents in Mayersville (Vintage 2023 subcounty estimate), the 217th-largest figure among Mississippi's 299 places.
- Population trend: A decline of about 6.2% across the 2020-to-2023 comparison.
- People gained or lost: about 27 fewer since the 2020 base.
- Size percentile: with 407 residents, Mayersville is larger than about 27% of Mississippi's Census places.
- Population density: 370 people per square mile on 1.1 square miles of land.
- Land area rank: Mayersville's 1.1 square miles rank 225th of 299 places in Mississippi.
- State share: roughly 0.0% of Mississippi's residents live in Mayersville (407 people).
- National rank: Mayersville sits 14,029th by population among the 19,457 places in this dataset.
- Growth in Mississippi: Mayersville stands 245th by percentage change from 2020 to 2023, among 299 places.
- Versus Mississippi: the state average change is -2.3%, while Mayersville moved 6.2%.
- Density rank: Mayersville is the 178th most densely settled place in Mississippi.
- Density vs Mississippi: Mayersville's 370 people per square mile compare with a state median of 434.
- Location: the Census Gazetteer records it at 32.8964, -91.0467.
- Nearest larger cities: Rolling Fork (10 mi); Lake Providence (10 mi); Anguilla (14 mi); Eudora (20 mi); Oak Grove (20 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Cary (9 mi); Kilbourne (17 mi); Forest (22 mi).
- Smaller neighbours: 19 places smaller than Mayersville sit within 50 miles.
- At 100 miles: 134 larger Census places fall inside that radius.
A practical checklist for Mayersville borrowers
Complete these steps first when you borrow in Mayersville (407 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Mississippi regulator's licence records before you sign.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
The process is identical across Mississippi; what changes is your credit file, not the fact that Mayersville holds 407 people.
Mayersville: area, density and distance
Inside Mayersville's boundaries lie about 1.1 square miles of land, with no significant water area recorded. That land carries about 370 people per square mile. The largest place in Mississippi, Jackson, lies about 63 miles away. A 50-mile radius around Mayersville takes in 25 places that are larger. The 100-mile radius contains 134 larger places.
How lenders reach Mayersville
With about 370 residents per square mile, Mayersville is lightly settled, and 25 larger Census places sit within 50 miles. Whether Mayersville has a local branch or not, a Mississippi-licensed lender can serve its 407 people online on the same terms. The nearest larger city, Rolling Fork, MS about 10 miles away.
How Mayersville compares across Mississippi
Within Mississippi, Mayersville holds roughly 0.0% of all residents, the 217th-largest share among 299 places. Its 2020-to-2023 change ranks 245th of 299 Mississippi places, putting it near the 18th percentile for growth. By density, at about 370 people per square mile, it ranks 178th in Mississippi. In land area, Mayersville ranks 225th among Mississippi's 299 places.
Mississippi consumer-lending rules applied in Mayersville
These are Mississippi's sourced lending facts as they reach Mayersville's 407 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Common questions
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Nearby places
- Cary, MS — population 238
- Lake Providence, LA — population 3,194
- Rolling Fork, MS — population 1,509
- Anguilla, MS — population 486
- Kilbourne, LA — population 332
- Eudora, AR — population 1,601
- Hollandale, MS — population 2,162
- Oak Grove, LA — population 1,371