Personal loans in Marion, SC
A lender that serves Marion operates under South Carolina lending statutes and a South Carolina supervisor.
Marion counts about 6,195 people, and what is genuinely local about borrowing here is limited — South Carolina law does the governing. Roughly 6,195 residents live in Marion, the 58th-largest community in South Carolina. A 2020-to-2023 comparison shows Marion down by about 3.9%. Price two or three terms so you can see which payment is truly affordable in Marion. The closest larger place is Dillon, SC about 17 miles away.
Marion by the numbers
What follows is Marion's place in the Census record, alongside the South Carolina rules that govern a personal loan made here.
- Population: about 6,195 people live here, which puts Marion 58th of 271 Census places in South Carolina (Vintage 2023).
- Population trend: Roughly 3.9% fewer residents than the 2020 Census counted.
- Net change: roughly 249 fewer people than the 2020 Census counted.
- Size percentile: about 79% of South Carolina's Census places are smaller than Marion.
- Population density: 1,384 people per square mile on 4.5 square miles of land.
- Land area rank: Marion's 4.5 square miles rank 89th of 271 places in South Carolina.
- Share of state population: Marion's 6,195 residents are about 0.3% of South Carolina.
- Nationally: Marion is the 4,275th-largest of 19,457 Census places in the dataset.
- Growth in South Carolina: Marion stands 255th by percentage change from 2020 to 2023, among 271 places.
- State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Marion's 3.9%.
- Density rank: Marion places 38th among South Carolina's places by people per square mile.
- Density in context: Marion's 1,384 people per square mile sit against a South Carolina median of 584.
- Location: 34.1787 / -79.3957, per the US Census Bureau Gazetteer.
- Nearest larger cities: Dillon (17 mi); Florence (23 mi); Conway (31 mi); Bennettsville (35 mi); Lumberton (38 mi). Larger metros often have more branches, but online lenders reach Marion on the same terms.
- Smaller towns nearby: Mullins (8 mi); Sellers (8 mi); Latta (11 mi).
- Within a 50-mile radius: 57 smaller Census places.
- At 100 miles: 54 larger Census places fall inside that radius.
South Carolina consumer-lending rules applied in Marion
This table holds the South Carolina rate and licensing rules for consumer loans made to Marion's 6,195 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29). Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%." | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
Marion: area, density and distance
Marion's land area is roughly 4.5 square miles, and the Gazetteer records no significant water area within it. With 6,195 residents, the land area yields roughly 1,384 people per square mile. The largest place in South Carolina, Charleston, lies about 99 miles away. Within 50 miles of Marion there are 9 larger Census places. By land area it ranks 89th of 271 South Carolina places.
Marion in state context
Set beside South Carolina's 271 places, Marion ranks 58th by population and holds about 0.3% of the state total. Its 2020-to-2023 change ranks 255th of 271 South Carolina places, putting it near the 6th percentile for growth. At about 1,384 people per square mile, Marion is the 38th most densely settled place in South Carolina. Within 50 miles sit 57 smaller Census places, alongside the 9 that are larger.
The Marion borrowing checklist
A sensible order of operations for a loan in Marion, home to about 6,195 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's South Carolina licence with the regulator listed on this page.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
In Marion as elsewhere in South Carolina, the written terms — not the advertisement — are what count for its 6,195 residents.
Borrowing reach in Marion
At roughly 1,384 people per square mile, Marion is moderately settled; 9 larger places lie within 50 miles. What is available to Marion's 6,195 borrowers is set by South Carolina licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Dillon, SC about 17 miles away.
Common questions
What are my options in Marion if my credit is poor?
What loan size can I expect in Marion?
Do I have to pledge anything to borrow in Marion?
Does comparing loans in Marion cost me credit score points?
Nearby places
- Sellers, SC — population 146
- Mullins, SC — population 3,885
- Latta, SC — population 1,252
- Dillon, SC — population 6,306
- Nichols, SC — population 223
- Pamplico, SC — population 1,054
- Aynor, SC — population 1,051
- Lake View, SC — population 765