Personal loans in Latta, SC
Latta is a small community in South Carolina, with an estimated 1,252 residents, and every licensed lender here follows the same state rulebook. A 2020-to-2023 comparison shows Latta down by about 3.2%.
An estimated 1,252 people make their home in Latta, a figure that ranks 142nd in South Carolina. Begin with the payment, then weigh APR and total interest across the lenders that reach Latta's 1,252 residents. Which products a lender may offer to Latta's 1,252 residents follows from the South Carolina consumer-lending framework. Borrowers who want a bigger city can look to Dillon, SC about 7 miles away.
Borrowing in Latta: the local picture
Most of what governs a Latta loan is written in South Carolina law rather than in the city; the sourced notes below make that split concrete.
- Population: about 1,252, ranked 142nd of 271 places in South Carolina (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 3.2% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 42 residents.
- Size percentile: bigger than about 48% of the places in South Carolina, with 1,252 residents in Latta.
- Population density: 1,142 people per square mile on 1.1 square miles of land.
- Land area rank: Latta's 1.1 square miles rank 206th of 271 places in South Carolina.
- State share: roughly 0.1% of South Carolina's residents live in Latta (1,252 people).
- Nationally: Latta is the 9,386th-largest of 19,457 Census places in the dataset.
- Growth in South Carolina: Latta stands 241st by percentage change from 2020 to 2023, among 271 places.
- Versus South Carolina: the state average change is +2.6%, while Latta moved 3.2%.
- Density in South Carolina: Latta ranks 57th by people per square mile.
- Against the state median: Latta runs about 1,142 residents per square mile, where the South Carolina median is 584.
- Location: 34.3389 / -79.4336, per the US Census Bureau Gazetteer.
- Nearest larger cities: Dillon (7 mi); Marion (11 mi); Mullins (14 mi); Fairmont (21 mi); Florence (23 mi). Online lenders reach Latta no matter how far the nearest branch is.
- Nearest smaller towns: Sellers (4 mi); Lake View (15 mi); Rowland (16 mi).
- Smaller places within 50 miles: 42 of them.
- At 100 miles: 144 larger Census places fall inside that radius.
How lenders reach Latta
Latta is a moderately settled community of about 1,252 people, with 30 larger places inside a 50-mile radius. What is available to Latta's 1,252 borrowers is set by South Carolina licensing and your own credit, not by how many branches are nearby. The nearest larger city, Dillon, SC about 7 miles away.
How a Latta personal loan is priced
With roughly 1,252 residents, Latta is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Latta's rank of 142nd in South Carolina: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Latta decides the split between a comfortable payment and the total interest you pay.
How Latta compares across South Carolina
Within South Carolina, Latta holds roughly 0.1% of all residents, the 142nd-largest share among 271 places. For population change between 2020 and 2023, Latta ranks 241st of 271 in South Carolina (about the 11th percentile). At about 1,142 people per square mile, Latta is the 57th most densely settled place in South Carolina. Between 2020 and 2023 the count changed by roughly 42 residents.
Which South Carolina laws govern a loan in Latta
Read the table as a lender's compliance picture for Latta: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29). Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%." | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
Latta: area, density and distance
Latta covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,142 people per square mile. Charleston, the largest place in South Carolina, is about 109 miles from Latta. Counting outward 50 miles, 30 larger communities surround Latta. By land area it ranks 206th of 271 South Carolina places.
Common questions
What are my options in Latta if my credit is poor?
What loan size can I expect in Latta?
Do I have to pledge anything to borrow in Latta?
Does comparing loans in Latta cost me credit score points?
Nearby places
- Sellers, SC — population 146
- Dillon, SC — population 6,306
- Marion, SC — population 6,195
- Mullins, SC — population 3,885
- Rowland, NC — population 889
- Clio, SC — population 582
- Lake View, SC — population 765
- Blenheim, SC — population 110