Personal loans in Dillon, SC
Roughly 6,306 residents live in Dillon, the 56th-largest community in South Carolina. If you are weighing a personal loan in Dillon, start from the payment you can carry; its 6,306 residents face the same statewide rules.
Population in Dillon dropped about 3.3% over the three years from 2020 to 2023. Work out your debt-to-income ratio first; lenders weigh it heavily, and Dillon's 6,306 residents are no exception. For the 6,306 people in Dillon, South Carolina runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The closest larger city is Bennettsville, SC about 23 miles away.
Where Dillon stands
Read the local figures below as context; read the sourced South Carolina table as the rulebook a lender here must follow.
- Population: 6,306 residents; Dillon is the 56th-largest of 271 places in South Carolina (US Census Bureau, Vintage 2023).
- Population trend: Roughly 3.3% fewer residents than the 2020 Census counted.
- Absolute change: 212 residents lost between 2020 and 2023.
- Size percentile: about 79% of South Carolina's Census places are smaller than Dillon.
- Population density: about 1,188 people per square mile across 5.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Dillon's 5.3 square miles rank 75th of 271 places in South Carolina.
- Water: Dillon holds about 0.03 square miles, the 86th-largest water area in South Carolina.
- State population share: Dillon accounts for about 0.3% of everyone in South Carolina.
- National rank: Dillon is the 4,244th most populous of the 19,457 Census places covered here.
- Growth rank: Dillon's 2020-to-2023 change ranks 242nd of 271 places in South Carolina.
- Against the state trend: Dillon's 3.3% change compares with a South Carolina average of +2.6% across its 271 places.
- Density in South Carolina: Dillon ranks 52nd by people per square mile.
- Density in context: Dillon's 1,188 people per square mile sit against a South Carolina median of 584.
- Location: the Census Gazetteer records it at 34.4244, -79.3676.
- Nearest larger cities: Bennettsville (23 mi); Laurinburg (24 mi); Lumberton (24 mi); Florence (30 mi); Hartsville (41 mi). Online lenders reach Dillon no matter how far the nearest branch is.
- Smaller places close by: Latta (7 mi); Rowland (9 mi); Sellers (11 mi).
- Within a 50-mile radius: 66 smaller Census places.
- At 100 miles: 58 larger Census places fall inside that radius.
Where Dillon sits
The Census Gazetteer records 5.3 square miles of land and 0.03 square miles of water within Dillon. That land carries about 1,188 people per square mile. Charleston, the largest place in South Carolina, is about 116 miles from Dillon. Counting outward 50 miles, 9 larger communities surround Dillon. Within the same 50 miles lie 66 smaller Census places.
What is available to Dillon borrowers
With about 1,188 residents per square mile, Dillon is moderately settled, and 9 larger Census places sit within 50 miles. What is available to Dillon's 6,306 borrowers is set by South Carolina licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Bennettsville, SC about 23 miles away.
What South Carolina law requires in Dillon
When South Carolina does not publish a figure, the row links to the source instead of inventing a number; Dillon is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Payday lending status | Legal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted. Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29). Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%." | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
How a Dillon personal loan is priced
Dillon is a small town of about 6,306 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Dillon's 6,306 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Dillon decides the split between a comfortable payment and the total interest you pay.
Steps to take before a Dillon loan
For Dillon's roughly 6,306 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's South Carolina licence with the regulator listed on this page.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
What differs between Dillon and the rest of South Carolina is not the process but the borrower's own file, among the 6,306 people here.
Common questions
What are my options in Dillon if my credit is poor?
What loan size can I expect in Dillon?
Do I have to pledge anything to borrow in Dillon?
Does comparing loans in Dillon cost me credit score points?
Nearby places
- Latta, SC — population 1,252
- Rowland, NC — population 889
- Sellers, SC — population 146
- Lake View, SC — population 765
- McDonald, NC — population 92
- Raynham, NC — population 63
- Clio, SC — population 582
- Mullins, SC — population 3,885