Personal loans in Clio, SC

To lend to Clio's 582 residents, a company must hold a South Carolina licence, and each sourced row below names the regulator behind it. Clio is home to roughly 582 people and stands 183rd by size out of 271 Census places in South Carolina. Price two or three terms so you can see which payment is truly affordable in Clio. From the 2020 Census base to the 2023 estimate, the population declined by about 4.0%. Borrowers who want a bigger city can look to McColl, SC about 6 miles away.

What the Census records for Clio

Only a few things actually differ by place — population, area, location, and the South Carolina rules a lender must follow — and they are below.

• Population: an estimated 582 residents, 183rd of 271 places in South Carolina (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 4.0% fewer residents than the 2020 Census counted.
• Net change: roughly 24 fewer people than the 2020 Census counted.
• Size percentile: about 32% of South Carolina communities are smaller than Clio (582 residents).
• Land and density: 0.9 square miles of land carry roughly 680 residents per square mile.
• Land area: Clio covers 0.9 square miles, the 234th-largest area among South Carolina's 271 places.
• Share of South Carolina: Clio holds about 0.0% of the state's population, some 582 people.
• National standing: Clio ranks 12,562nd of 19,457 US places.
• Growth rank: Clio ranks 257th among South Carolina's 271 places for the 2020-to-2023 change.
• State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Clio's 4.0%.
• Density rank: Clio is the 121st most densely settled place in South Carolina.
• Density vs South Carolina: Clio's 680 people per square mile compare with a state median of 584.
• Location: it lies at 34.5790, -79.5461 in the Census Gazetteer.
• Nearest larger cities: McColl (6 mi); Bennettsville (9 mi); Laurinburg (13 mi); Rowland (15 mi); Dillon (15 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Tatum (5 mi); Blenheim (8 mi); Gibson (13 mi).
• Smaller places within 50 miles: 31 of them.
• Within 100 miles: 222 places are larger than Clio.

Clio against the rest of South Carolina

Within South Carolina, Clio holds roughly 0.0% of all residents, the 183rd-largest share among 271 places. For population change between 2020 and 2023, Clio ranks 257th of 271 in South Carolina (about the 5th percentile). Its roughly 680 residents per square mile place it 121st among South Carolina's places. Within 50 miles sit 31 smaller Census places, alongside the 53 that are larger.

South Carolina consumer-lending rules applied in Clio

South Carolina has no separate rate rule for Clio; the sourced rows below are what reach every lender that serves its 582 people.

The geography behind Clio

Clio's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 680 people per square mile. For the state's biggest city, Charleston, the distance is roughly 123 miles. Clio has 53 larger places within a 50-mile radius. By land area it ranks 234th of 271 South Carolina places.

The Clio borrowing checklist

Before you apply in Clio, a community of about 582, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Check the South Carolina regulator's records to confirm the lender is licensed here.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Check that the monthly payment fits your budget next to your existing obligations.

In Clio as elsewhere in South Carolina, the written terms — not the advertisement — are what count for its 582 residents.

What is available to Clio borrowers

At roughly 680 people per square mile, Clio is moderately settled; 53 larger places lie within 50 miles. A South Carolina licence lets a lender serve Clio without a local office, so branch density does not change what its 582 residents are offered. The nearest larger city, McColl, SC about 6 miles away.