Personal loans in Lake View, SC
Rate ceilings, licensing requirements and product limits for Lake View are all set at the South Carolina level. The Census estimates 765 residents in Lake View, which ranks it 167th of 271 places in South Carolina.
With roughly 765 residents, Lake View is a small community, and the lending rules its borrowers live under are written in South Carolina, not by the city. Lake View shed about 2.9% of its population between the 2020 base and the 2023 estimate. Pull your credit reports and line up at least three offers before you apply from Lake View. Borrowers who want a bigger city can look to Mullins, SC about 11 miles away.
What the Census records for Lake View
Lake View is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 765 residents, 167th of 271 places in South Carolina (Census Vintage 2023 subcounty estimate).
- Population trend: About 2.9% below the 2020 Census base.
- People gained or lost: about 23 fewer since the 2020 base.
- Size percentile: Lake View's 765 people outrank roughly 38% of the places in South Carolina.
- Population density: 448 people per square mile on 1.7 square miles of land.
- By land area: Lake View ranks 177th among South Carolina's 271 places, at 1.7 sq mi.
- State population share: Lake View accounts for about 0.0% of everyone in South Carolina.
- National rank: Lake View is 11,386th of 19,457 places nationwide.
- Growth rank: Lake View ranks 231st among South Carolina's 271 places for the 2020-to-2023 change.
- State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Lake View's 2.9%.
- Density rank: Lake View is the 164th most densely settled place in South Carolina.
- Against the state median: Lake View runs about 448 residents per square mile, where the South Carolina median is 584.
- Location: 34.3408, -79.1664 (US Census Bureau Gazetteer).
- Nearest larger cities: Mullins (11 mi); Fairmont (11 mi); Dillon (13 mi); Latta (15 mi); Rowland (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Marietta (3 mi); Nichols (7 mi); Fair Bluff (8 mi), each with its own Census population profile.
- Smaller neighbours: 32 places smaller than Lake View sit within 50 miles.
- At 100 miles: 156 larger Census places fall inside that radius.
Lake View: area, density and distance
The Census Gazetteer records about 1.7 square miles of land within Lake View, with no significant water area listed. The resulting density is about 448 people per square mile. The largest place in South Carolina, Charleston, lies about 114 miles away. Within 50 miles of Lake View there are 41 larger Census places. By land area it ranks 177th of 271 South Carolina places.
Borrowing reach in Lake View
Lake View is a lightly settled community of about 765 people, with 41 larger places inside a 50-mile radius. What is available to Lake View's 765 borrowers is set by South Carolina licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Mullins, SC about 11 miles away.
What shapes a Lake View personal loan
A Lake View personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 765 residents. Federal Truth in Lending rules require a Lake View lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Lake View loan is knowable in advance — unlike a revolving card balance.
South Carolina consumer-lending rules applied in Lake View
This table holds the South Carolina rate and licensing rules for consumer loans made to Lake View's 765 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Payday lending status | Legal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted. Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29). Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%." | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
Lake View against the rest of South Carolina
Lake View is the 167th-largest of 271 Census places in South Carolina and contains about 0.0% of the state's people. For population change between 2020 and 2023, Lake View ranks 231st of 271 in South Carolina (about the 15th percentile). By density, at about 448 people per square mile, it ranks 164th in South Carolina. By land area, its 1.7 square miles rank 177th of 271 places in South Carolina.
Common questions
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Nearby places
- Marietta, NC — population 107
- Nichols, SC — population 223
- Fair Bluff, NC — population 737
- Mullins, SC — population 3,885
- Fairmont, NC — population 2,203
- Proctorville, NC — population 120
- Orrum, NC — population 59
- McDonald, NC — population 92