Personal loans in Mullins, SC
The Census counts 3,885 people in Mullins, the 77th-largest figure among South Carolina's 271 places. In Mullins, one of 271 Census places in South Carolina, the figure to compare across lenders is the APR, not the advertised rate.
The trend for Mullins between 2020 and 2023 is downward by roughly 3.5%. Rate-shopping from Mullins costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Lenders active in Mullins report to a South Carolina supervisor, identified in the sourced rows below. Borrowers who want a bigger city can look to Marion, SC about 8 miles away.
Mullins by the numbers
Only a few things actually differ by place — population, area, location, and the South Carolina rules a lender must follow — and they are below.
- Population: an estimated 3,885 residents, 77th of 271 places in South Carolina (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 3.5% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 141 fewer since the 2020 base.
- Size percentile: roughly 72% of South Carolina's places have fewer residents than Mullins's 3,885.
- Population density: about 1,216 people per square mile (Census land area 3.2 sq mi).
- Land area rank: Mullins's 3.2 square miles rank 122nd of 271 places in South Carolina.
- State share: roughly 0.2% of South Carolina's residents live in Mullins (3,885 people).
- National rank: Mullins is 5,522nd of 19,457 places nationwide.
- Growth in South Carolina: Mullins stands 248th by percentage change from 2020 to 2023, among 271 places.
- Versus South Carolina: the state average change is +2.6%, while Mullins moved 3.5%.
- Density in South Carolina: Mullins ranks 50th by people per square mile.
- Density in context: Mullins's 1,216 people per square mile sit against a South Carolina median of 584.
- Location: 34.2043, -79.2550 (US Census Bureau Gazetteer).
- Nearest larger cities: Marion (8 mi); Dillon (17 mi); Conway (28 mi); Florence (31 mi); Lumberton (32 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Nichols (6 mi); Lake View (11 mi); Sellers (14 mi).
- Smaller places within 50 miles: 55 of them.
- Within 100 miles: 66 places are larger than Mullins.
How Mullins compares across South Carolina
Within South Carolina, Mullins holds roughly 0.2% of all residents, the 77th-largest share among 271 places. On the 2020-to-2023 trend, Mullins stands 248th among South Carolina's 271 places — roughly the 8th percentile. Its roughly 1,216 residents per square mile place it 50th among South Carolina's places. In land area, Mullins ranks 122nd among South Carolina's 271 places.
How a Mullins personal loan is priced
A Mullins personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,885 residents. Because pricing is borrower-level, two people in Mullins can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Mullins loan but raises total interest, so the smallest payment is not the cheapest loan.
The geography behind Mullins
Inside Mullins's boundaries lie about 3.2 square miles of land, with no significant water area recorded. That land carries about 1,216 people per square mile. For the state's biggest city, Charleston, the distance is roughly 104 miles. Mullins has 16 larger places within a 50-mile radius. By land area it ranks 122nd of 271 South Carolina places.
Lender access in Mullins
At roughly 1,216 people per square mile, Mullins is moderately settled; 16 larger places lie within 50 miles. Lenders licensed in South Carolina reach Mullins's 3,885 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Marion, SC about 8 miles away.
What South Carolina law requires in Mullins
The rows below set out what a licensed lender must follow in South Carolina, and so for Mullins's roughly 3,885 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Payday lending status | Legal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted. Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29). Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%." | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
Common questions
What are my options in Mullins if my credit is poor?
What loan size can I expect in Mullins?
Do I have to pledge anything to borrow in Mullins?
Does comparing loans in Mullins cost me credit score points?
Nearby places
- Nichols, SC — population 223
- Marion, SC — population 6,195
- Lake View, SC — population 765
- Marietta, NC — population 107
- Aynor, SC — population 1,051
- Latta, SC — population 1,252
- Sellers, SC — population 146
- Fair Bluff, NC — population 737