Personal loans in Aynor, SC
To lend to Aynor's 1,051 residents, a company must hold a South Carolina licence, and each sourced row below names the regulator behind it. With 1,051 residents, Aynor outranks about 45% of the communities in South Carolina.
Aynor is a small community of about 1,051 residents, and a personal loan taken out here is governed by South Carolina statute. Census figures put the 2020-to-2023 increase in Aynor at about 7.8%. For a community of about 1,051, the practical step is to compare APR across at least three lenders before committing. The closest larger place is Mullins, SC about 14 miles away.
Aynor: population, trend and location
Two layers matter for a Aynor borrower: the local population picture and South Carolina's consumer-lending statutes.
- Population: a Census-estimated 1,051, 149th among South Carolina's 271 places (Vintage 2023).
- Population trend: Up about 7.8% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 76 residents.
- Size percentile: roughly 45% of South Carolina places rank below Aynor.
- Population density: about 583 people per square mile across 1.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Aynor's 1.8 square miles rank 169th of 271 places in South Carolina.
- Share of South Carolina: Aynor holds about 0.1% of the state's population, some 1,051 people.
- National rank: Aynor is the 10,020th most populous of the 19,457 Census places covered here.
- Growth rank: Aynor's 2020-to-2023 change ranks 37th of 271 places in South Carolina.
- Against the state trend: Aynor's 7.8% change compares with a South Carolina average of +2.6% across its 271 places.
- Density rank: Aynor is the 137th most densely settled place in South Carolina.
- Density vs South Carolina: Aynor's 583 people per square mile compare with a state median of 584.
- Location: 34.0002 / -79.2071, per the US Census Bureau Gazetteer.
- Nearest larger cities: Mullins (14 mi); Conway (15 mi); Marion (16 mi); Loris (19 mi); Johnsonville (19 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Nichols (17 mi); Hemingway (22 mi); Lake View (24 mi).
- Smaller neighbours: 28 places smaller than Aynor sit within 50 miles.
- Within 100 miles: 108 places are larger than Aynor.
The geography behind Aynor
Aynor's land area is roughly 1.8 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 583 residents per square mile. The state's population centre of gravity, Charleston, is roughly 92 miles away. Counting outward 50 miles, 32 larger communities surround Aynor. Within the same 50 miles lie 28 smaller Census places.
How Aynor compares across South Carolina
Within South Carolina, Aynor holds roughly 0.1% of all residents, the 149th-largest share among 271 places. On the 2020-to-2023 trend, Aynor stands 37th among South Carolina's 271 places — roughly the 86th percentile. Its roughly 583 residents per square mile place it 137th among South Carolina's places. Between 2020 and 2023 the count changed by roughly 76 residents.
Steps to take before a Aynor loan
Before you hand your details to a lender in Aynor, where the population is near 1,051:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the South Carolina licence with the regulator named above before committing.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
What differs between Aynor and the rest of South Carolina is not the process but the borrower's own file, among the 1,051 people here.
The state rulebook for Aynor
For the roughly 1,051 residents of Aynor, the rules below are South Carolina's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points). Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
What a Aynor borrower is actually offered
In Aynor, a small community of about 1,051, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Aynor loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Aynor loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Does comparing loans in Aynor cost me credit score points?
Nearby places
- Mullins, SC — population 3,885
- Conway, SC — population 27,985
- Nichols, SC — population 223
- Marion, SC — population 6,195
- Johnsonville, SC — population 1,368
- Loris, SC — population 2,749
- Lake View, SC — population 765
- Hemingway, SC — population 472