Personal loans in Loris, SC
With an estimated 2,749 residents, Loris is the 94th-largest of 271 places in South Carolina.
With roughly 2,749 residents, Loris is a small community, and the lending rules its borrowers live under are written in South Carolina, not by the city. Loris added about 12.5% to its population between the 2020 base and the 2023 estimate. Verify the lender's South Carolina licence against the regulator named below before borrowing in Loris. State law, not city hall, decides what a lender may do to Loris's roughly 2,749 residents, and a state regulator supervises it. The nearest larger city is Tabor City, NC about 7 miles away.
Where Loris stands
Read the local figures below as context; read the sourced South Carolina table as the rulebook a lender here must follow.
- Population: an estimated 2,749 residents, 94th of 271 places in South Carolina (Census Vintage 2023 subcounty estimate).
- Population trend: About 12.5% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 306 residents.
- Size percentile: Loris's 2,749 people outrank roughly 65% of the places in South Carolina.
- Population density: about 604 people per square mile (Census land area 4.6 sq mi).
- By land area: Loris ranks 86th among South Carolina's 271 places, at 4.6 sq mi.
- Water area rank: Loris ranks 103rd among South Carolina's 271 places, with 0.02 sq mi.
- State share: roughly 0.1% of South Carolina's residents live in Loris (2,749 people).
- National rank: Loris is the 6,555th most populous of the 19,457 Census places covered here.
- Growth rank: Loris ranks 16th among South Carolina's 271 places for the 2020-to-2023 change.
- Versus South Carolina: the state average change is +2.6%, while Loris moved 12.5%.
- Density rank: Loris places 132nd among South Carolina's places by people per square mile.
- Density in context: Loris's 604 people per square mile sit against a South Carolina median of 584.
- Location: 34.0575, -78.8884 (Census Gazetteer coordinates).
- Nearest larger cities: Tabor City (7 mi); Conway (18 mi); North Myrtle Beach (19 mi); Carolina Shores (21 mi); Whiteville (22 mi). Living near a larger metro rarely changes what is available in Loris.
- Nearest smaller towns: Brunswick (18 mi); Cerro Gordo (18 mi); Aynor (19 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 44 of them.
- Within 100 miles: 63 places are larger than Loris.
Loris against the rest of South Carolina
Against South Carolina's other places, Loris accounts for about 0.1% of the state's population and ranks 94th of 271 by size. For population change between 2020 and 2023, Loris ranks 16th of 271 in South Carolina (about the 94th percentile). At about 604 people per square mile, Loris is the 132nd most densely settled place in South Carolina. Within 50 miles sit 44 smaller Census places, alongside the 19 that are larger.
Land, water and location for Loris
Loris's land area is about 4.6 square miles; a further 0.02 square miles is water. That land carries about 604 people per square mile. For the state's biggest city, Charleston, the distance is roughly 105 miles. Within 50 miles of Loris there are 19 larger Census places. Within the same 50 miles lie 44 smaller Census places.
Which South Carolina laws govern a loan in Loris
Below are the South Carolina rules that apply to a loan made in Loris, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points). Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Payday lending status | Legal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted. Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
The Loris borrowing checklist
These steps shape the offer you get in Loris, a place of about 2,749 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's South Carolina licence with the regulator listed on this page.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Loris-specific: the same South Carolina licensing and disclosure rules reach all 2,749 residents.
Inside a Loris personal loan
Loris is a small community of about 2,749 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Loris. A longer term lowers the monthly payment on a Loris loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Loris if my credit is poor?
What loan size can I expect in Loris?
Do I have to pledge anything to borrow in Loris?
Does comparing loans in Loris cost me credit score points?
Nearby places
- Tabor City, NC — population 3,670
- Cerro Gordo, NC — population 137
- Conway, SC — population 27,985
- Chadbourn, NC — population 1,544
- Brunswick, NC — population 1,070
- Fair Bluff, NC — population 737
- North Myrtle Beach, SC — population 20,303
- Briarcliffe Acres, SC — population 545