Personal loans in Sellers, SC
Sellers is a small community in South Carolina, with an estimated 146 residents, and every licensed lender here follows the same state rulebook. About 146 people live in Sellers, placing it 241st of 271 Census places in South Carolina.
Sellers lost roughly 2.0% of its population across the 2020-to-2023 comparison. Price two or three terms so you can see which payment is truly affordable in Sellers. The nearest larger metro is Latta, SC about 4 miles away. For the 146 people in Sellers, South Carolina runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Sellers: population, trend and location
Most of what governs a Sellers loan is written in South Carolina law rather than in the city; the sourced notes below make that split concrete.
- Population: 146 people, a figure that places Sellers 241st among the 271 Census places in South Carolina (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 2.0% since the 2020 count.
- People gained or lost: about 3 fewer since the 2020 base.
- Size percentile: with 146 residents, Sellers is larger than about 11% of South Carolina's Census places.
- Population density: about 218 people per square mile (Census land area 0.7 sq mi).
- By land area: Sellers ranks 256th among South Carolina's 271 places, at 0.7 sq mi.
- State share: roughly 0.0% of South Carolina's residents live in Sellers (146 people).
- National rank: Sellers is the 17,338th most populous of the 19,457 Census places covered here.
- Growth rank: Sellers's 2020-to-2023 change ranks 212th of 271 places in South Carolina.
- Against the state trend: Sellers's 2.0% change compares with a South Carolina average of +2.6% across its 271 places.
- Density rank: Sellers is the 207th most densely settled place in South Carolina.
- Density in context: Sellers's 218 people per square mile sit against a South Carolina median of 584.
- Location: coordinates 34.2826, -79.4723 (US Census Bureau Gazetteer).
- Nearest larger cities: Latta (4 mi); Marion (8 mi); Dillon (11 mi); Mullins (14 mi); Quinby (16 mi). Larger metros often have more branches, but online lenders reach Sellers on the same terms.
- Smaller communities close by: Blenheim (19 mi); Marietta (21 mi); McDonald (25 mi), each with its own Census population profile.
- Within a 50-mile radius: 11 smaller Census places.
- At 100 miles: 248 larger Census places fall inside that radius.
Getting a loan in Sellers
Sellers is lightly settled, with about 218 people per square mile and 59 larger places within 50 miles. What is available to Sellers's 146 borrowers is set by South Carolina licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Latta, SC about 4 miles away.
How South Carolina law applies in Sellers
Read the table as a lender's compliance picture for Sellers: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points). Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Payday lending status | Legal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted. Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
Where Sellers sits
Inside Sellers's boundaries lie about 0.7 square miles of land, with no significant water area recorded. The resulting density is about 218 people per square mile. The largest place in South Carolina, Charleston, lies about 105 miles away. Sellers has 59 larger places within a 50-mile radius. The 100-mile radius contains 248 larger places.
The anatomy of a Sellers personal loan
With roughly 146 residents, Sellers is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Sellers's rank of 241st in South Carolina: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Sellers loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What to do before borrowing in Sellers
Before you hand your details to a lender in Sellers, where the population is near 146:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the South Carolina regulator's records to confirm the lender is licensed here.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
In Sellers as elsewhere in South Carolina, the written terms — not the advertisement — are what count for its 146 residents.
Common questions
What are my options in Sellers if my credit is poor?
What loan size can I expect in Sellers?
Do I have to pledge anything to borrow in Sellers?
Does comparing loans in Sellers cost me credit score points?
Nearby places
- Latta, SC — population 1,252
- Marion, SC — population 6,195
- Dillon, SC — population 6,306
- Mullins, SC — population 3,885
- Quinby, SC — population 905
- Blenheim, SC — population 110
- Pamplico, SC — population 1,054
- Clio, SC — population 582