Personal loans in Pelion, SC

The Census estimates 625 residents in Pelion, which ranks it 179th of 271 places in South Carolina. A 2020-to-2023 comparison shows Pelion down by about 0.5%. For a community of about 625, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Swansea, SC about 9 miles away. Which products a lender may offer to Pelion's 625 residents follows from the South Carolina consumer-lending framework.

Pelion: the sourced local profile

Only a few things actually differ by place — population, area, location, and the South Carolina rules a lender must follow — and they are below.

• Population: 625 people, a figure that places Pelion 179th among the 271 Census places in South Carolina (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 0.5%.
• Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
• Size percentile: roughly 34% of South Carolina's places have fewer residents than Pelion's 625.
• Density: the Census land area of 3.7 sq mi holds about 170 people per square mile.
• Land area: Pelion covers 3.7 square miles, the 105th-largest area among South Carolina's 271 places.
• Water area: Pelion has 0.09 square miles of water, ranking 61st of 271 places in South Carolina.
• State population share: Pelion accounts for about 0.0% of everyone in South Carolina.
• National rank: Pelion is 12,254th of 19,457 places nationwide.
• Growth in South Carolina: Pelion stands 166th by percentage change from 2020 to 2023, among 271 places.
• Against the state trend: Pelion's 0.5% change compares with a South Carolina average of +2.6% across its 271 places.
• Density rank: Pelion places 223rd among South Carolina's places by people per square mile.
• Against the state median: Pelion runs about 170 residents per square mile, where the South Carolina median is 584.
• Location: coordinates 33.7849, -81.2597 (US Census Bureau Gazetteer).
• Nearest larger cities: Swansea (9 mi); Gaston (9 mi); Wagener (11 mi); South Congaree (11 mi); Pine Ridge (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Perry (11 mi); Woodford (12 mi); Gilbert (12 mi).
• Smaller places within 50 miles: 35 of them.
• At 100 miles: 173 larger Census places fall inside that radius.

What shapes a Pelion personal loan

Most loans made to Pelion's 625 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Pelion's 625 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Pelion loan but raises total interest, so the smallest payment is not the cheapest loan.

A pre-application checklist for Pelion

Complete these steps first when you borrow in Pelion (625 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Check the South Carolina regulator's records to confirm the lender is licensed here.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Keep the amount to the expense; an approval is not a reason to take more.

None of these steps is Pelion-specific: the same South Carolina licensing and disclosure rules reach all 625 residents.

Where Pelion sits in South Carolina

Pelion is the 179th-largest of 271 Census places in South Carolina and contains about 0.0% of the state's people. For population change between 2020 and 2023, Pelion ranks 166th of 271 in South Carolina (about the 39th percentile). At about 170 people per square mile, Pelion is the 223rd most densely settled place in South Carolina. In land area, Pelion ranks 105th among South Carolina's 271 places.

The geography behind Pelion

Pelion covers about 3.7 square miles of land, with 0.09 square miles of water inside its boundaries (Census Gazetteer). With 625 residents, the land area yields roughly 170 people per square mile. Charleston, the largest place in South Carolina, is about 99 miles from Pelion. Counting outward 50 miles, 40 larger communities surround Pelion. The 100-mile radius contains 173 larger places.

South Carolina rules behind a Pelion personal loan

Every row below records a South Carolina rule, its publisher and its retrieval date — the same rules a Pelion lender must follow.