Personal loans in Gaston, SC

The roughly 1,632 people who live in Gaston borrow under South Carolina rules; city hall sets no personal-loan rate. The 2020 count to the 2023 estimate shows about 1.4% growth in Gaston. Use the calculator on this page to price an amount and term before you commit in Gaston. The closest larger city is Pine Ridge, SC about 6 miles away.

Borrowing in Gaston: the local picture

What follows is Gaston's place in the Census record, alongside the South Carolina rules that govern a personal loan made here.

• Population: 1,632 people, a figure that places Gaston 129th among the 271 Census places in South Carolina (US Census Bureau, Vintage 2023).
• Population trend: About 1.4% above the 2020 Census base.
• Absolute change: 22 residents added between 2020 and 2023.
• Size percentile: bigger than about 52% of the places in South Carolina, with 1,632 residents in Gaston.
• Population density: about 307 people per square mile (Census land area 5.3 sq mi).
• Land area rank: Gaston's 5.3 square miles rank 74th of 271 places in South Carolina.
• State share: roughly 0.1% of South Carolina's residents live in Gaston (1,632 people).
• National rank: Gaston is the 8,390th most populous of the 19,457 Census places covered here.
• Growth rank: Gaston ranks 121st among South Carolina's 271 places for the 2020-to-2023 change.
• State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Gaston's 1.4%.
• Density rank: Gaston is the 185th most densely settled place in South Carolina.
• Density in context: Gaston's 307 people per square mile sit against a South Carolina median of 584.
• Location: 33.8180 / -81.0997, per the US Census Bureau Gazetteer.
• Nearest larger cities: Pine Ridge (6 mi); South Congaree (7 mi); Cayce (10 mi); Springdale (10 mi); West Columbia (12 mi). Living near a larger metro rarely changes what is available in Gaston.
• Smaller communities close by: Swansea (5 mi); Pelion (9 mi); Woodford (10 mi), each with its own Census population profile.
• Smaller places within 50 miles: 47 of them.
• Larger places within 100 miles: 128.

A pre-application checklist for Gaston

For Gaston's roughly 1,632 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the South Carolina regulator's records to confirm the lender is licensed here.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across South Carolina; what changes is your credit file, not the fact that Gaston holds 1,632 people.

The anatomy of a Gaston personal loan

Most loans made to Gaston's 1,632 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Gaston lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Gaston loan is knowable in advance — unlike a revolving card balance.

Gaston's place among South Carolina's 271 places

Among South Carolina's 271 places, Gaston sits at 129th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 121st of 271 South Carolina places, putting it near the 55th percentile for growth. By density, at about 307 people per square mile, it ranks 185th in South Carolina. In land area, Gaston ranks 74th among South Carolina's 271 places.

How South Carolina law applies in Gaston

Every row below records a South Carolina rule, its publisher and its retrieval date — the same rules a Gaston lender must follow.

Gaston: area, density and distance

Inside Gaston's boundaries lie about 5.3 square miles of land, with no significant water area recorded. The resulting density is about 307 people per square mile. For the state's biggest city, Charleston, the distance is roughly 94 miles. Counting outward 50 miles, 30 larger communities surround Gaston. The 100-mile radius contains 128 larger places.