Personal loans in Woodford, SC

From the 2020 Census base to the 2023 estimate, the population declined by about 3.1%. Compare APR, not the interest rate, because the APR folds in most fees on a Woodford loan. State law, not city hall, decides what a lender may do to Woodford's roughly 155 residents, and a state regulator supervises it. The closest larger city is North, SC about 4 miles away.

Woodford by the numbers

Two layers matter for a Woodford borrower: the local population picture and South Carolina's consumer-lending statutes.

• Population: about 155, ranked 239th of 271 places in South Carolina (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 3.1%.
• Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
• Size percentile: roughly 12% of South Carolina places rank below Woodford.
• Population density: about 197 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Woodford's 0.8 square miles rank 244th of 271 places in South Carolina.
• Share of state population: Woodford's 155 residents are about 0.0% of South Carolina.
• Nationally: Woodford is the 17,227th-largest of 19,457 Census places in the dataset.
• Growth rank: Woodford ranks 239th among South Carolina's 271 places for the 2020-to-2023 change.
• Versus South Carolina: the state average change is +2.6%, while Woodford moved 3.1%.
• Density in South Carolina: Woodford ranks 217th by people per square mile.
• Density in context: Woodford's 197 people per square mile sit against a South Carolina median of 584.
• Location: latitude 33.6687, longitude -81.1120 (Census Gazetteer).
• Nearest larger cities: North (4 mi); Swansea (5 mi); Neeses (9 mi); Gaston (10 mi); Perry (12 mi). Online lenders reach Woodford no matter how far the nearest branch is.
• Smaller towns nearby: Livingston (8 mi); Cordova (20 mi); Cope (21 mi).
• Within a 50-mile radius: 17 smaller Census places.
• At 100 miles: 232 larger Census places fall inside that radius.

Which South Carolina laws govern a loan in Woodford

Every row below records a South Carolina rule, its publisher and its retrieval date — the same rules a Woodford lender must follow.

What to do before borrowing in Woodford

For Woodford's roughly 155 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a South Carolina licence by checking the regulator named above.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Be clear on what the loan is for and how it gets repaid.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Woodford as elsewhere in South Carolina, the written terms — not the advertisement — are what count for its 155 residents.

Woodford's place among South Carolina's 271 places

Against South Carolina's other places, Woodford accounts for about 0.0% of the state's population and ranks 239th of 271 by size. Its 2020-to-2023 change ranks 239th of 271 South Carolina places, putting it near the 12th percentile for growth. Its roughly 197 residents per square mile place it 217th among South Carolina's places. Within 50 miles sit 17 smaller Census places, alongside the 71 that are larger.

What a Woodford borrower is actually offered

In Woodford, a small community of about 155, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Woodford's 155 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Woodford loan but raises total interest, so the smallest payment is not the cheapest loan.

Woodford on the map

Inside Woodford's boundaries lie about 0.8 square miles of land, with no significant water area recorded. With 155 residents, the land area yields roughly 197 people per square mile. The largest place in South Carolina, Charleston, lies about 88 miles away. Counting outward 50 miles, 71 larger communities surround Woodford. By land area it ranks 244th of 271 South Carolina places.