Personal loans in Swansea, SC

Swansea: the sourced local profile

Swansea is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 760 residents; Swansea is the 168th-largest of 271 places in South Carolina (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 5.1% across the 2020-to-2023 comparison.
• Absolute change: 37 residents added between 2020 and 2023.
• Size percentile: roughly 38% of South Carolina places rank below Swansea.
• Density: the Census land area of 2.1 sq mi holds about 364 people per square mile.
• Land area: Swansea covers 2.1 square miles, the 157th-largest area among South Carolina's 271 places.
• Water: Swansea holds about 0.05 square miles, the 74th-largest water area in South Carolina.
• Share of state population: Swansea's 760 residents are about 0.0% of South Carolina.
• National rank: Swansea is 11,414th of 19,457 places nationwide.
• Growth rank: Swansea ranks 59th among South Carolina's 271 places for the 2020-to-2023 change.
• Versus South Carolina: the state average change is +2.6%, while Swansea moved 5.1%.
• Density rank: Swansea places 175th among South Carolina's places by people per square mile.
• Against the state median: Swansea runs about 364 residents per square mile, where the South Carolina median is 584.
• Location: latitude 33.7400, longitude -81.1045 (Census Gazetteer).
• Nearest larger cities: Gaston (5 mi); Pine Ridge (11 mi); South Congaree (12 mi); Cayce (15 mi); Springdale (15 mi). Online lenders reach Swansea no matter how far the nearest branch is.
• Smaller communities within reach: Woodford (5 mi); North (9 mi); Pelion (9 mi).
• Smaller places within 50 miles: 45 of them.
• At 100 miles: 164 larger Census places fall inside that radius.

A practical checklist for Swansea borrowers

Complete these steps first when you borrow in Swansea (760 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the South Carolina regulator's licence list.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Swansea-specific: the same South Carolina licensing and disclosure rules reach all 760 residents.

Where Swansea sits in South Carolina

Against South Carolina's other places, Swansea accounts for about 0.0% of the state's population and ranks 168th of 271 by size. For population change between 2020 and 2023, Swansea ranks 59th of 271 in South Carolina (about the 78th percentile). By density, at about 364 people per square mile, it ranks 175th in South Carolina. In land area, Swansea ranks 157th among South Carolina's 271 places.

The South Carolina lending rules that reach Swansea

Read the table as a lender's compliance picture for Swansea: the rule, the sourced figure, the publisher and the date.

Lender access in Swansea

Swansea is a lightly settled community of about 760 people, with 40 larger places inside a 50-mile radius. Whether Swansea has a local branch or not, a South Carolina-licensed lender can serve its 760 people online on the same terms. For a larger market, the closest option is Gaston, SC about 5 miles away.

Land, water and location for Swansea

Swansea's land area is about 2.1 square miles; a further 0.05 square miles is water. Spread across it are roughly 364 residents per square mile. The largest place in South Carolina, Charleston, lies about 91 miles away. A 50-mile radius around Swansea takes in 40 places that are larger. The 100-mile radius contains 164 larger places.