Personal loans in Neeses, SC
With an estimated 313 residents, Neeses is the 212th-largest of 271 places in South Carolina. The first question in Neeses is not the rate on offer but whether the payment fits; about 313 people live here under South Carolina lending law.
Verify the lender's South Carolina licence against the regulator named below before borrowing in Neeses. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Neeses's 313 residents. Neeses lost roughly 2.2% of its population across the 2020-to-2023 comparison. The closest larger city is North, SC about 6 miles away.
The Neeses data picture
Only a few things actually differ by place — population, area, location, and the South Carolina rules a lender must follow — and they are below.
- Population: about 313 people live here, which puts Neeses 212th of 271 Census places in South Carolina (Vintage 2023).
- Population trend: About 2.2% below the 2020 Census base.
- People gained or lost: about 7 fewer since the 2020 base.
- Size percentile: roughly 22% of South Carolina's places have fewer residents than Neeses's 313.
- Density: roughly 183 residents per square mile, spread over 1.7 sq mi of land.
- Land area: Neeses covers 1.7 square miles, the 176th-largest area among South Carolina's 271 places.
- State share: roughly 0.0% of South Carolina's residents live in Neeses (313 people).
- National rank: Neeses is the 14,978th most populous of the 19,457 Census places covered here.
- Growth rank: Neeses's 2020-to-2023 change ranks 215th of 271 places in South Carolina.
- State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Neeses's 2.2%.
- Density rank: Neeses is the 219th most densely settled place in South Carolina.
- Density vs South Carolina: Neeses's 183 people per square mile compare with a state median of 584.
- Location: the Census Gazetteer records it at 33.5364, -81.1236.
- Nearest larger cities: North (6 mi); Springfield (9 mi); Salley (11 mi); Swansea (14 mi); Orangeburg (15 mi). Living near a larger metro rarely changes what is available in Neeses.
- Nearest smaller places: Livingston (1 mi); Norway (6 mi); Woodford (9 mi).
- Smaller neighbours: 29 places smaller than Neeses sit within 50 miles.
- Larger places within 100 miles: 185.
The geography behind Neeses
Neeses covers about 1.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 313 residents, the land area yields roughly 183 people per square mile. Charleston, the largest place in South Carolina, is about 83 miles from Neeses. Neeses has 57 larger places within a 50-mile radius. Within the same 50 miles lie 29 smaller Census places.
Neeses in state context
Within South Carolina, Neeses holds roughly 0.0% of all residents, the 212th-largest share among 271 places. For population change between 2020 and 2023, Neeses ranks 215th of 271 in South Carolina (about the 21th percentile). Its roughly 183 residents per square mile place it 219th among South Carolina's places. Within 50 miles sit 29 smaller Census places, alongside the 57 that are larger.
How South Carolina law applies in Neeses
Read the table as a lender's compliance picture for Neeses: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points). Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Payday lending status | Legal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted. Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
What shapes a Neeses personal loan
Most loans made to Neeses's 313 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Neeses. Because the payment is fixed, the total cost of a Neeses loan is knowable in advance — unlike a revolving card balance.
How lenders reach Neeses
With about 183 residents per square mile, Neeses is lightly settled, and 57 larger Census places sit within 50 miles. What is available to Neeses's 313 borrowers is set by South Carolina licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is North, SC about 6 miles away.
Common questions
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Nearby places
- Livingston, SC — population 128
- North, SC — population 676
- Norway, SC — population 276
- Woodford, SC — population 155
- Springfield, SC — population 435
- Salley, SC — population 349
- Cope, SC — population 32
- Swansea, SC — population 760