Personal loans in Norway, SC
The roughly 276 people who live in Norway borrow under South Carolina rules; city hall sets no personal-loan rate. About 276 people live in Norway, placing it 216th of 271 Census places in South Carolina. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Norway loan. The 2020 count to the 2023 estimate shows about 2.8% decline in Norway. For the 276 people in Norway, South Carolina runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The next larger city is Neeses, SC about 6 miles away.
Norway by the numbers
Two layers matter for a Norway borrower: the local population picture and South Carolina's consumer-lending statutes.
- Population: the Census counts 276 residents in Norway (Vintage 2023 subcounty estimate), the 216th-largest figure among South Carolina's 271 places.
- Population trend: A decline of about 2.8% across the 2020-to-2023 comparison.
- Absolute change: 8 residents lost between 2020 and 2023.
- Size percentile: about 20% of South Carolina's Census places are smaller than Norway.
- Population density: about 348 people per square mile (Census land area 0.8 sq mi).
- By land area: Norway ranks 241st among South Carolina's 271 places, at 0.8 sq mi.
- State population share: Norway accounts for about 0.0% of everyone in South Carolina.
- Nationally: Norway is the 15,407th-largest of 19,457 Census places in the dataset.
- Growth rank: Norway's 2020-to-2023 change ranks 230th of 271 places in South Carolina.
- Against the state trend: Norway's 2.8% change compares with a South Carolina average of +2.6% across its 271 places.
- Density rank: Norway is the 178th most densely settled place in South Carolina.
- Density in context: Norway's 348 people per square mile sit against a South Carolina median of 584.
- Location: the Census Gazetteer records it at 33.4498, -81.1267.
- Nearest larger cities: Neeses (6 mi); Springfield (9 mi); Denmark (9 mi); North (12 mi); Bamberg (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Livingston (7 mi); Cope (8 mi); Cordova (12 mi).
- Within a 50-mile radius: 27 smaller Census places.
- Within 100 miles: 188 places are larger than Norway.
Inside a Norway personal loan
A Norway personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 276 residents. Two numbers drive a Norway loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Norway loan is knowable in advance — unlike a revolving card balance.
Norway on the map
Norway's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 348 people per square mile. For the state's biggest city, Charleston, the distance is roughly 79 miles. Norway has 57 larger places within a 50-mile radius. The 100-mile radius contains 188 larger places.
The state rulebook for Norway
South Carolina has no separate rate rule for Norway; the sourced rows below are what reach every lender that serves its 276 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points). Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Payday lending status | Legal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted. Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
Borrowing reach in Norway
With about 348 residents per square mile, Norway is lightly settled, and 57 larger Census places sit within 50 miles. Lenders licensed in South Carolina reach Norway's 276 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Neeses, SC about 6 miles away.
The Norway borrowing checklist
These steps shape the offer you get in Norway, a place of about 276 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a South Carolina licence by checking the regulator named above.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
In Norway as elsewhere in South Carolina, the written terms — not the advertisement — are what count for its 276 residents.
Common questions
What are my options in Norway if my credit is poor?
What loan size can I expect in Norway?
Do I have to pledge anything to borrow in Norway?
Does comparing loans in Norway cost me credit score points?
Nearby places
- Neeses, SC — population 313
- Livingston, SC — population 128
- Denmark, SC — population 3,099
- Cope, SC — population 32
- Springfield, SC — population 435
- North, SC — population 676
- Bamberg, SC — population 2,985
- Blackville, SC — population 1,907