Personal loans in Gilbert, SC

Verify the lender's South Carolina licence against the regulator named below before borrowing in Gilbert. The trend for Gilbert between 2020 and 2023 is upward by roughly 6.1%. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Gilbert's 610 residents. A larger market lies at Batesburg-Leesville, SC about 8 miles away.

The Gilbert data picture

Only a few things actually differ by place — population, area, location, and the South Carolina rules a lender must follow — and they are below.

• Population: 610 — Gilbert ranks 182nd of 271 communities in South Carolina (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 6.1% since the 2020 count.
• Net change: roughly 35 more people than the 2020 Census counted.
• Size percentile: with 610 residents, Gilbert is larger than about 33% of South Carolina's Census places.
• Population density: about 225 people per square mile (Census land area 2.7 sq mi).
• By land area: Gilbert ranks 143rd among South Carolina's 271 places, at 2.7 sq mi.
• Water area rank: Gilbert ranks 70th among South Carolina's 271 places, with 0.06 sq mi.
• State share: roughly 0.0% of South Carolina's residents live in Gilbert (610 people).
• Nationally: Gilbert is the 12,357th-largest of 19,457 Census places in the dataset.
• Growth rank: Gilbert ranks 48th among South Carolina's 271 places for the 2020-to-2023 change.
• State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Gilbert's 6.1%.
• Density in South Carolina: Gilbert ranks 205th by people per square mile.
• Against the state median: Gilbert runs about 225 residents per square mile, where the South Carolina median is 584.
• Location: coordinates 33.9241, -81.3910 (US Census Bureau Gazetteer).
• Nearest larger cities: Batesburg-Leesville (8 mi); Lexington (11 mi); Pelion (12 mi); South Congaree (15 mi); Springdale (16 mi). Larger metros often have more branches, but online lenders reach Gilbert on the same terms.
• Smaller towns nearby: Summit (2 mi); Monetta (14 mi); Ridge Spring (16 mi).
• Smaller neighbours: 30 places smaller than Gilbert sit within 50 miles.
• Larger places within 100 miles: 190.

How Gilbert compares across South Carolina

Set beside South Carolina's 271 places, Gilbert ranks 182nd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Gilbert ranks 48th of 271 in South Carolina (about the 82th percentile). By density, at about 225 people per square mile, it ranks 205th in South Carolina. Within 50 miles sit 30 smaller Census places, alongside the 42 that are larger.

The geography behind Gilbert

Gilbert covers about 2.7 square miles of land, with 0.06 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 225 residents per square mile. For the state's biggest city, Charleston, the distance is roughly 111 miles. A 50-mile radius around Gilbert takes in 42 places that are larger. By land area it ranks 143rd of 271 South Carolina places.

Getting a loan in Gilbert

At roughly 225 people per square mile, Gilbert is lightly settled; 42 larger places lie within 50 miles. A South Carolina licence lets a lender serve Gilbert without a local office, so branch density does not change what its 610 residents are offered. The nearest bigger place is Batesburg-Leesville, SC about 8 miles away.

What shapes a Gilbert personal loan

A Gilbert personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 610 residents. Because pricing is borrower-level, two people in Gilbert can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Gilbert loan but raises total interest, so the smallest payment is not the cheapest loan.

South Carolina consumer-lending rules applied in Gilbert

When South Carolina does not publish a figure, the row links to the source instead of inventing a number; Gilbert is bound by the same rules.