Personal loans in Wagener, SC

The Census counts 676 people in Wagener, the 177th-largest figure among South Carolina's 271 places. Price two or three terms so you can see which payment is truly affordable in Wagener. Rate ceilings, licensing requirements and product limits for Wagener are all set at the South Carolina level. For a bigger market, look to Swansea, SC about 16 miles away.

Wagener: population, trend and location

Most of what governs a Wagener loan is written in South Carolina law rather than in the city; the sourced notes below make that split concrete.

• Population: 676 residents; Wagener is the 177th-largest of 271 places in South Carolina (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 5.5% from 2020 to 2023.
• Absolute change: 35 residents added between 2020 and 2023.
• Size percentile: Wagener sits ahead of around 35% of South Carolina places, at 676 people.
• Population density: about 498 people per square mile (Census land area 1.4 sq mi).
• Land area rank: Wagener's 1.4 square miles rank 189th of 271 places in South Carolina.
• Share of South Carolina: Wagener holds about 0.0% of the state's population, some 676 people.
• National rank: Wagener is the 11,951st most populous of the 19,457 Census places covered here.
• Growth rank: Wagener's 2020-to-2023 change ranks 55th of 271 places in South Carolina.
• Against the state trend: Wagener's 5.5% change compares with a South Carolina average of +2.6% across its 271 places.
• Density rank: Wagener places 156th among South Carolina's places by people per square mile.
• Density vs South Carolina: Wagener's 498 people per square mile compare with a state median of 584.
• Location: 33.6513 / -81.3626, per the US Census Bureau Gazetteer.
• Nearest larger cities: Swansea (16 mi); Williston (18 mi); Gaston (19 mi); Batesburg-Leesville (20 mi); Blackville (21 mi). Living near a larger metro rarely changes what is available in Wagener.
• Smaller towns nearby: Perry (4 mi); Salley (7 mi); Pelion (11 mi).
• Smaller places within 50 miles: 37 of them.
• At 100 miles: 157 larger Census places fall inside that radius.

The geography behind Wagener

The Census Gazetteer records about 1.4 square miles of land within Wagener, with no significant water area listed. That land carries about 498 people per square mile. The state's population centre of gravity, Charleston, is roughly 98 miles away. Within 50 miles of Wagener there are 38 larger Census places. Within the same 50 miles lie 37 smaller Census places.

What a Wagener borrower is actually offered

A Wagener personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 676 residents. The APR tracks your credit score rather than Wagener's rank of 177th in South Carolina: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Wagener decides the split between a comfortable payment and the total interest you pay.

What South Carolina law requires in Wagener

This table holds the South Carolina rate and licensing rules for consumer loans made to Wagener's 676 residents.

Borrowing reach in Wagener

Wagener is lightly settled, with about 498 people per square mile and 38 larger places within 50 miles. Lenders licensed in South Carolina reach Wagener's 676 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Swansea, SC about 16 miles away.

Wagener in state context

Among South Carolina's 271 places, Wagener sits at 177th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Wagener stands 55th among South Carolina's 271 places — roughly the 80th percentile. By density, at about 498 people per square mile, it ranks 156th in South Carolina. Between 2020 and 2023 the count changed by roughly 35 residents.