Personal loans in Lauderhill, FL
A personal loan in Lauderhill is priced from your credit file and income, not from the fact that the city holds 73,974 people.
For the 73,974 people in Lauderhill, Florida runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. By population, Lauderhill sits at 39th in Florida, with an estimated 73,974 residents. Decide the purpose of the loan and your repayment plan before sharing any details with a Lauderhill lender. Population in Lauderhill dropped about 0.7% over the three years from 2020 to 2023. The closest larger place is Sunrise, FL about 2 miles away.
Local context for Lauderhill
Read the local figures below as context; read the sourced Florida table as the rulebook a lender here must follow.
- Population: 73,974 residents; Lauderhill is the 39th-largest of 411 places in Florida (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 0.7% across the 2020-to-2023 comparison.
- Absolute change: 504 residents lost between 2020 and 2023.
- Size percentile: Lauderhill sits ahead of around 91% of Florida places, at 73,974 people.
- Population density: 8,686 people per square mile on 8.5 square miles of land.
- Land area rank: Lauderhill's 8.5 square miles rank 147th of 411 places in Florida.
- Water area rank: Lauderhill ranks 303rd among Florida's 411 places, with 0.05 sq mi.
- Share of state population: Lauderhill's 73,974 residents are about 0.7% of Florida.
- National rank: Lauderhill sits 500th by population among the 19,457 places in this dataset.
- Growth rank: Lauderhill ranks 342nd among Florida's 411 places for the 2020-to-2023 change.
- State comparison: Florida's places average +5.5% for 2020-to-2023, against Lauderhill's 0.7%.
- Density rank: Lauderhill places 17th among Florida's places by people per square mile.
- Density vs Florida: Lauderhill's 8,686 people per square mile compare with a state median of 1,608.
- Location: 26.1622 / -80.2244, per the US Census Bureau Gazetteer.
- Nearest larger cities: Sunrise (2 mi); Plantation (3 mi); Fort Lauderdale (5 mi); Davie (7 mi); Coral Springs (8 mi). Larger metros often have more branches, but online lenders reach Lauderhill on the same terms.
- Nearest smaller towns: Lauderdale Lakes (1 mi); Tamarac (3 mi); North Lauderdale (3 mi).
- Smaller neighbours: 78 places smaller than Lauderhill sit within 50 miles.
- At 100 miles: 20 larger Census places fall inside that radius.
Lauderhill: area, density and distance
Inside Lauderhill's boundaries lie roughly 8.5 square miles of land and 0.05 square miles of water. The resulting density is about 8,686 people per square mile. The state's population centre of gravity, Jacksonville, is roughly 301 miles away. Counting outward 50 miles, 19 larger communities surround Lauderhill. Within the same 50 miles lie 78 smaller Census places.
Getting a loan in Lauderhill
Lauderhill is a densely built community of about 73,974 people, with 19 larger places inside a 50-mile radius. Whether Lauderhill has a local branch or not, a Florida-licensed lender can serve its 73,974 people online on the same terms. The nearest larger city, Sunrise, FL about 2 miles away.
Which Florida laws govern a loan in Lauderhill
Every row below records a Florida rule, its publisher and its retrieval date — the same rules a Lauderhill lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance loan license required (chapter 516) Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
Lauderhill against the rest of Florida
Against Florida's other places, Lauderhill accounts for about 0.7% of the state's population and ranks 39th of 411 by size. On the 2020-to-2023 trend, Lauderhill stands 342nd among Florida's 411 places — roughly the 17th percentile. Its roughly 8,686 residents per square mile place it 17th among Florida's places. The population moved by about 504 people between 2020 and 2023, a 0.7% shift.
How personal loans work in Lauderhill
Lauderhill is a mid-sized city of about 73,974 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Lauderhill lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Lauderhill loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Lauderdale Lakes, FL — population 36,035
- Sunrise, FL — population 96,808
- North Lauderdale, FL — population 44,784
- Tamarac, FL — population 72,372
- Plantation, FL — population 96,548
- Oakland Park, FL — population 44,105
- Lazy Lake, FL — population 31
- Fort Lauderdale, FL — population 184,255