Personal loans in Plantation, FL
For the 96,548 people in Plantation, Florida runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Roughly 96,548 residents live in Plantation, the 28th-largest community in Florida.
Personal loans in Plantation are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 96,548 population. A 2020-to-2023 comparison shows Plantation up by about 5.2%. Use the calculator on this page to price an amount and term before you commit in Plantation. The nearest larger city is Sunrise, FL about 3 miles away.
Plantation: population, trend and location
Read the local figures below as context; read the sourced Florida table as the rulebook a lender here must follow.
- Population: 96,548 people, a figure that places Plantation 28th among the 411 Census places in Florida (US Census Bureau, Vintage 2023).
- Population trend: Up about 5.2% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 4,800 more people than the 2020 Census counted.
- Size percentile: about 93% of Florida communities are smaller than Plantation (96,548 residents).
- Population density: about 4,439 people per square mile (Census land area 21.8 sq mi).
- Land area rank: Plantation's 21.8 square miles rank 58th of 411 places in Florida.
- Water area rank: Plantation ranks 208th among Florida's 411 places, with 0.30 sq mi.
- Share of state population: Plantation's 96,548 residents are about 0.9% of Florida.
- National rank: Plantation sits 344th by population among the 19,457 places in this dataset.
- Growth rank: Plantation ranks 128th among Florida's 411 places for the 2020-to-2023 change.
- State comparison: Florida's places average +5.5% for 2020-to-2023, against Plantation's 5.2%.
- Density in Florida: Plantation ranks 68th by people per square mile.
- Density in context: Plantation's 4,439 people per square mile sit against a Florida median of 1,608.
- Location: latitude 26.1256, longitude -80.2618 (Census Gazetteer).
- Nearest larger cities: Sunrise (3 mi); Davie (3 mi); Fort Lauderdale (7 mi); Hollywood (9 mi); Pembroke Pines (9 mi). A branch is convenient; it is not what sets your APR.
- Smaller towns nearby: Lauderhill (3 mi); Lauderdale Lakes (5 mi); Tamarac (5 mi).
- Smaller places within 50 miles: 84 of them.
- Larger places within 100 miles: 14.
Inside a Plantation personal loan
With roughly 96,548 residents, Plantation is a mid-sized city; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Plantation's 96,548 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Plantation loan is knowable in advance — unlike a revolving card balance.
Plantation on the map
The Census Gazetteer records 21.8 square miles of land and 0.30 square miles of water within Plantation. Spread across it are roughly 4,439 residents per square mile. For the state's biggest city, Jacksonville, the distance is roughly 303 miles. Plantation has 13 larger places within a 50-mile radius. Within the same 50 miles lie 84 smaller Census places.
What is available to Plantation borrowers
Plantation is fairly dense, with about 4,439 people per square mile and 13 larger places within 50 miles. Whether Plantation has a local branch or not, a Florida-licensed lender can serve its 96,548 people online on the same terms. The nearest bigger place is Sunrise, FL about 3 miles away.
A pre-application checklist for Plantation
Before you hand your details to a lender in Plantation, where the population is near 96,548:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Florida licence with the regulator named above before committing.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
The process is identical across Florida; what changes is your credit file, not the fact that Plantation holds 96,548 people.
What Florida law requires in Plantation
Read the table as a lender's compliance picture for Plantation: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance loan license required (chapter 516) Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
Common questions
What are my options in Plantation if my credit is poor?
What loan size can I expect in Plantation?
Do I have to pledge anything to borrow in Plantation?
Does comparing loans in Plantation cost me credit score points?
Nearby places
- Sunrise, FL — population 96,808
- Davie, FL — population 107,799
- Lauderhill, FL — population 73,974
- Lauderdale Lakes, FL — population 36,035
- Tamarac, FL — population 72,372
- Cooper City, FL — population 34,321
- North Lauderdale, FL — population 44,784
- Fort Lauderdale, FL — population 184,255