Personal loans in Tamarac, FL
By population, Tamarac sits at 40th in Florida, with an estimated 72,372 residents. Two households in Tamarac with comparable incomes can still be offered different rates; the city's 72,372 residents are not the reason.
From the 2020 Census base to the 2023 estimate, the population rose by about 0.7%. For a community of about 72,372, the practical step is to compare APR across at least three lenders before committing. Consumer lending that reaches Tamarac's 72,372 residents is governed by Florida statute; no city ordinance changes it. The next larger city is Sunrise, FL about 2 miles away.
Local context for Tamarac
Read the local figures below as context; read the sourced Florida table as the rulebook a lender here must follow.
- Population: about 72,372 people live here, which puts Tamarac 40th of 411 Census places in Florida (Vintage 2023).
- Population trend: Growth of about 0.7% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 469 residents.
- Size percentile: Tamarac's 72,372 people outrank roughly 90% of the places in Florida.
- Density: roughly 6,242 residents per square mile, spread over 11.6 sq mi of land.
- By land area: Tamarac ranks 113th among Florida's 411 places, at 11.6 sq mi.
- Water: Tamarac holds about 0.48 square miles, the 178th-largest water area in Florida.
- Within Florida: about 0.6% of the state's population lives in Tamarac.
- National rank: Tamarac sits 512th by population among the 19,457 places in this dataset.
- Growth rank: Tamarac's 2020-to-2023 change ranks 283rd of 411 places in Florida.
- Against the state trend: Tamarac's 0.7% change compares with a Florida average of +5.5% across its 411 places.
- Density in Florida: Tamarac ranks 33rd by people per square mile.
- Against the state median: Tamarac runs about 6,242 residents per square mile, where the Florida median is 1,608.
- Location: 26.2033, -80.2560 (US Census Bureau Gazetteer).
- Nearest larger cities: Sunrise (2 mi); Lauderhill (3 mi); Coral Springs (5 mi); Plantation (5 mi); Fort Lauderdale (8 mi). Online lenders reach Tamarac no matter how far the nearest branch is.
- Nearest smaller places: North Lauderdale (2 mi); Margate (4 mi); Lauderdale Lakes (4 mi).
- Smaller places within 50 miles: 79 of them.
- Within 100 miles: 21 places are larger than Tamarac.
Florida consumer-lending rules applied in Tamarac
Below are the Florida rules that apply to a loan made in Tamarac, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance loan license required (chapter 516) Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
Where Tamarac sits
Tamarac covers about 11.6 square miles of land, with 0.48 square miles of water inside its boundaries (Census Gazetteer). With 72,372 residents, the land area yields roughly 6,242 people per square mile. For the state's biggest city, Jacksonville, the distance is roughly 298 miles. A 50-mile radius around Tamarac takes in 19 places that are larger. The 100-mile radius contains 21 larger places.
Lender access in Tamarac
With about 6,242 residents per square mile, Tamarac is densely built, and 19 larger Census places sit within 50 miles. A Florida licence lets a lender serve Tamarac without a local office, so branch density does not change what its 72,372 residents are offered. For a larger market, the closest option is Sunrise, FL about 2 miles away.
Tamarac in state context
Against Florida's other places, Tamarac accounts for about 0.6% of the state's population and ranks 40th of 411 by size. For population change between 2020 and 2023, Tamarac ranks 283rd of 411 in Florida (about the 31th percentile). Its roughly 6,242 residents per square mile place it 33rd among Florida's places. In land area, Tamarac ranks 113th among Florida's 411 places.
Before you apply in Tamarac
These steps shape the offer you get in Tamarac, a place of about 72,372 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Florida regulator's licence list.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
None of these steps is Tamarac-specific: the same Florida licensing and disclosure rules reach all 72,372 residents.
Common questions
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Nearby places
- Sunrise, FL — population 96,808
- North Lauderdale, FL — population 44,784
- Lauderhill, FL — population 73,974
- Margate, FL — population 58,593
- Lauderdale Lakes, FL — population 36,035
- Coral Springs, FL — population 134,906
- Plantation, FL — population 96,548
- Coconut Creek, FL — population 57,694