Personal loans in Sunrise, FL
The Census counts 96,808 people in Sunrise, the 27th-largest figure among Florida's 411 places. Personal loans in Sunrise are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 96,808 population.
Begin with the payment, then weigh APR and total interest across the lenders that reach Sunrise's 96,808 residents. Every figure below is Florida's own, applied to Sunrise's 96,808 residents, with the publisher and retrieval date attached. Census figures put the 2020-to-2023 decrease in Sunrise at about 0.5%. The nearest larger city is Davie, FL about 7 miles away.
Where Sunrise stands
The figures below are Sunrise's own — Census population, land area and coordinates — followed by the Florida rules.
- Population: a Census-estimated 96,808, 27th among Florida's 411 places (Vintage 2023).
- Population trend: Roughly 0.5% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 503 residents.
- Size percentile: Sunrise's 96,808 people outrank roughly 93% of the places in Florida.
- Density: roughly 5,976 residents per square mile, spread over 16.2 sq mi of land.
- By land area: Sunrise ranks 78th among Florida's 411 places, at 16.2 sq mi.
- Water area rank: Sunrise ranks 75th among Florida's 411 places, with 1.92 sq mi.
- Within Florida: about 0.9% of the state's population lives in Sunrise.
- National rank: Sunrise is 341st of 19,457 places nationwide.
- Growth rank: Sunrise's 2020-to-2023 change ranks 335th of 411 places in Florida.
- Versus Florida: the state average change is +5.5%, while Sunrise moved 0.5%.
- Density rank: Sunrise is the 35th most densely settled place in Florida.
- Density vs Florida: Sunrise's 5,976 people per square mile compare with a state median of 1,608.
- Location: 26.1716, -80.2616 (Census Gazetteer coordinates).
- Nearest larger cities: Davie (7 mi); Coral Springs (7 mi); Fort Lauderdale (7 mi); Pompano Beach (9 mi); Hollywood (11 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Tamarac (2 mi); Lauderhill (2 mi); Plantation (3 mi).
- Smaller places within 50 miles: 84 of them.
- Larger places within 100 miles: 13.
Getting a loan in Sunrise
At roughly 5,976 people per square mile, Sunrise is densely built; 12 larger places lie within 50 miles. Whether Sunrise has a local branch or not, a Florida-licensed lender can serve its 96,808 people online on the same terms. For a larger market, the closest option is Davie, FL about 7 miles away.
The Sunrise borrowing checklist
Before you apply in Sunrise, a community of about 96,808, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Florida regulator's licence list.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Sunrise-specific: the same Florida licensing and disclosure rules reach all 96,808 residents.
Inside a Sunrise personal loan
Most loans made to Sunrise's 96,808 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Sunrise loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Sunrise loan is knowable in advance — unlike a revolving card balance.
Where Sunrise sits in Florida
Set beside Florida's 411 places, Sunrise ranks 27th by population and holds about 0.9% of the state total. Its 2020-to-2023 change ranks 335th of 411 Florida places, putting it near the 18th percentile for growth. Its roughly 5,976 residents per square mile place it 35th among Florida's places. The population moved by about 503 people between 2020 and 2023, a 0.5% shift.
What Florida law requires in Sunrise
The rows below set out what a licensed lender must follow in Florida, and so for Sunrise's roughly 96,808 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
Common questions
What are my options in Sunrise if my credit is poor?
What loan size can I expect in Sunrise?
Do I have to pledge anything to borrow in Sunrise?
Does comparing loans in Sunrise cost me credit score points?
Nearby places
- Tamarac, FL — population 72,372
- Lauderhill, FL — population 73,974
- Plantation, FL — population 96,548
- North Lauderdale, FL — population 44,784
- Lauderdale Lakes, FL — population 36,035
- Margate, FL — population 58,593
- Davie, FL — population 107,799
- Coral Springs, FL — population 134,906