Personal loans in North Lauderdale, FL
If you are weighing a personal loan in North Lauderdale, start from the payment you can carry; its 44,784 residents face the same statewide rules.
For practical purposes, North Lauderdale's population was stable from the 2020 base to the 2023 estimate. North Lauderdale is one of 411 Census places in Florida; its 44,784 residents put it at 67th. Read the disclosure for an origination fee and any prepayment penalty before signing in North Lauderdale. Consumer lending that reaches North Lauderdale's 44,784 residents is governed by Florida statute; no city ordinance changes it. The closest larger place is Tamarac, FL about 2 miles away.
North Lauderdale: population, trend and location
What follows is North Lauderdale's place in the Census record, alongside the Florida rules that govern a personal loan made here.
- Population: the Census counts 44,784 residents in North Lauderdale (Vintage 2023 subcounty estimate), the 67th-largest figure among Florida's 411 places.
- Population trend: About level with the 2020 Census.
- Size percentile: bigger than about 84% of the places in Florida, with 44,784 residents in North Lauderdale.
- Land and density: 4.6 square miles of land carry roughly 9,689 residents per square mile.
- Land area rank: North Lauderdale's 4.6 square miles rank 213th of 411 places in Florida.
- Water area rank: North Lauderdale ranks 284th among Florida's 411 places, with 0.07 sq mi.
- Share of state population: North Lauderdale's 44,784 residents are about 0.4% of Florida.
- Nationally: North Lauderdale is the 890th-largest of 19,457 Census places in the dataset.
- Growth rank: North Lauderdale's 2020-to-2023 change ranks 309th of 411 places in Florida.
- Against the state trend: North Lauderdale's 0.0% change compares with a Florida average of +5.5% across its 411 places.
- Density in Florida: North Lauderdale ranks 14th by people per square mile.
- Density in context: North Lauderdale's 9,689 people per square mile sit against a Florida median of 1,608.
- Location: latitude 26.2125, longitude -80.2214 (Census Gazetteer).
- Nearest larger cities: Tamarac (2 mi); Margate (3 mi); Lauderhill (3 mi); Sunrise (4 mi); Coral Springs (5 mi). Online lenders reach North Lauderdale no matter how far the nearest branch is.
- Nearest smaller places: Lauderdale Lakes (3 mi); Oakland Park (5 mi); Lazy Lake (6 mi).
- Smaller neighbours: 69 places smaller than North Lauderdale sit within 50 miles.
- Larger places within 100 miles: 33.
How North Lauderdale compares across Florida
North Lauderdale is the 67th-largest of 411 Census places in Florida and contains about 0.4% of the state's people. On the 2020-to-2023 trend, North Lauderdale stands 309th among Florida's 411 places — roughly the 25th percentile. Its roughly 9,689 residents per square mile place it 14th among Florida's places. Between 2020 and 2023 the count changed by roughly 6 residents.
A pre-application checklist for North Lauderdale
For North Lauderdale's roughly 44,784 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Florida regulator's licence list.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Florida; what changes is your credit file, not the fact that North Lauderdale holds 44,784 people.
What Florida law requires in North Lauderdale
When Florida does not publish a figure, the row links to the source instead of inventing a number; North Lauderdale is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
The anatomy of a North Lauderdale personal loan
With roughly 44,784 residents, North Lauderdale is a smaller city; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a North Lauderdale lender to disclose the APR and finance charge before you sign. Shortening the term on a North Lauderdale loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Borrowing reach in North Lauderdale
With about 9,689 residents per square mile, North Lauderdale is densely built, and 29 larger Census places sit within 50 miles. Whether North Lauderdale has a local branch or not, a Florida-licensed lender can serve its 44,784 people online on the same terms. The nearest larger city, Tamarac, FL about 2 miles away.
Common questions
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Nearby places
- Tamarac, FL — population 72,372
- Margate, FL — population 58,593
- Lauderdale Lakes, FL — population 36,035
- Lauderhill, FL — population 73,974
- Sunrise, FL — population 96,808
- Coral Springs, FL — population 134,906
- Oakland Park, FL — population 44,105
- Coconut Creek, FL — population 57,694