Personal loans in Oakland Park, FL
For the 44,105 people in Oakland Park, Florida runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
The Census estimates 44,105 residents in Oakland Park, which ranks it 69th of 411 places in Florida. In Oakland Park, one of 411 Census places in Florida, the figure to compare across lenders is the APR, not the advertised rate. A 2020-to-2023 comparison shows Oakland Park down by about 0.3%. Decide the purpose of the loan and your repayment plan before sharing any details with a Oakland Park lender. The next larger city is Fort Lauderdale, FL about 3 miles away.
Local context for Oakland Park
Set out below is Oakland Park's local context next to the state-level rules that reach every lender here.
- Population: a Census-estimated 44,105, 69th among Florida's 411 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.3%.
- Change in people: the 2020-to-2023 comparison is a loss of about 120 residents.
- Size percentile: about 83% of Florida's Census places are smaller than Oakland Park.
- Density: roughly 5,881 residents per square mile, spread over 7.5 sq mi of land.
- Land area: Oakland Park covers 7.5 square miles, the 164th-largest area among Florida's 411 places.
- Water: Oakland Park holds about 0.70 square miles, the 151st-largest water area in Florida.
- Share of Florida: Oakland Park holds about 0.4% of the state's population, some 44,105 people.
- National rank: Oakland Park is the 906th most populous of the 19,457 Census places covered here.
- Growth in Florida: Oakland Park stands 323rd by percentage change from 2020 to 2023, among 411 places.
- State comparison: Florida's places average +5.5% for 2020-to-2023, against Oakland Park's 0.3%.
- Density in Florida: Oakland Park ranks 37th by people per square mile.
- Density in context: Oakland Park's 5,881 people per square mile sit against a Florida median of 1,608.
- Location: latitude 26.1791, longitude -80.1524 (Census Gazetteer).
- Nearest larger cities: Fort Lauderdale (3 mi); Pompano Beach (4 mi); Lauderhill (5 mi); North Lauderdale (5 mi); Margate (6 mi). Online lenders reach Oakland Park no matter how far the nearest branch is.
- Smaller places nearby: Wilton Manors (2 mi); Lazy Lake (2 mi); Lauderdale Lakes (3 mi).
- Smaller places within 50 miles: 67 of them.
- Within 100 miles: 33 places are larger than Oakland Park.
Land, water and location for Oakland Park
Oakland Park covers about 7.5 square miles of land, with 0.70 square miles of water inside its boundaries (Census Gazetteer). With 44,105 residents, the land area yields roughly 5,881 people per square mile. For the state's biggest city, Jacksonville, the distance is roughly 302 miles. Counting outward 50 miles, 29 larger communities surround Oakland Park. Within the same 50 miles lie 67 smaller Census places.
How a Oakland Park personal loan is priced
In Oakland Park, a smaller city of about 44,105, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Oakland Park. A longer term lowers the monthly payment on a Oakland Park loan but raises total interest, so the smallest payment is not the cheapest loan.
What is available to Oakland Park borrowers
Oakland Park is a densely built community of about 44,105 people, with 29 larger places inside a 50-mile radius. A Florida licence lets a lender serve Oakland Park without a local office, so branch density does not change what its 44,105 residents are offered. The nearest larger city, Fort Lauderdale, FL about 3 miles away.
Where Oakland Park sits in Florida
Against Florida's other places, Oakland Park accounts for about 0.4% of the state's population and ranks 69th of 411 by size. On the 2020-to-2023 trend, Oakland Park stands 323rd among Florida's 411 places — roughly the 21th percentile. Its roughly 5,881 residents per square mile place it 37th among Florida's places. By land area, its 7.5 square miles rank 164th of 411 places in Florida.
The Florida lending rules that reach Oakland Park
Read the table as a lender's compliance picture for Oakland Park: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance loan license required (chapter 516) Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
Common questions
What are my options in Oakland Park if my credit is poor?
What loan size can I expect in Oakland Park?
Do I have to pledge anything to borrow in Oakland Park?
Does comparing loans in Oakland Park cost me credit score points?
Nearby places
- Wilton Manors, FL — population 11,403
- Lazy Lake, FL — population 31
- Fort Lauderdale, FL — population 184,255
- Lauderdale Lakes, FL — population 36,035
- Lauderdale-by-the-Sea, FL — population 6,154
- Sea Ranch Lakes, FL — population 552
- Pompano Beach, FL — population 113,619
- Lauderhill, FL — population 73,974