Personal loans in Pompano Beach, FL
About 113,619 people live in Pompano Beach, placing it 20th of 411 Census places in Florida. From the 2020 Census base to the 2023 estimate, the population rose by about 1.4%.
A lender serving Pompano Beach holds a Florida licence and answers to a Florida regulator; no city office is involved for its 113,619 residents. Consumer lending that reaches Pompano Beach's 113,619 residents is governed by Florida statute; no city ordinance changes it. Price two or three terms so you can see which payment is truly affordable in Pompano Beach. The closest larger place is Fort Lauderdale, FL about 7 miles away.
Pompano Beach by the numbers
Pompano Beach is a sizable city; the notes below cover its population profile and the statewide rules that apply.
- Population: 113,619 people, a figure that places Pompano Beach 20th among the 411 Census places in Florida (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 1.4% from 2020 to 2023.
- People gained or lost: about 1,564 more since the 2020 base.
- Size percentile: Pompano Beach's 113,619 people outrank roughly 95% of the places in Florida.
- Density: roughly 4,721 residents per square mile, spread over 24.1 sq mi of land.
- Land area rank: Pompano Beach's 24.1 square miles rank 51st of 411 places in Florida.
- Water area rank: Pompano Beach ranks 159th among Florida's 411 places, with 0.63 sq mi.
- Share of state population: Pompano Beach's 113,619 residents are about 1.0% of Florida.
- National rank: Pompano Beach is the 257th most populous of the 19,457 Census places covered here.
- Growth rank: Pompano Beach's 2020-to-2023 change ranks 257th of 411 places in Florida.
- Against the state trend: Pompano Beach's 1.4% change compares with a Florida average of +5.5% across its 411 places.
- Density in Florida: Pompano Beach ranks 58th by people per square mile.
- Density vs Florida: Pompano Beach's 4,721 people per square mile compare with a state median of 1,608.
- Location: the Census Gazetteer records it at 26.2416, -80.1339.
- Nearest larger cities: Fort Lauderdale (7 mi); Coral Springs (8 mi); Hollywood (15 mi); Pembroke Pines (20 mi); Miramar (23 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Sea Ranch Lakes (4 mi); Lighthouse Point (4 mi); Lauderdale-by-the-Sea (4 mi), each with its own Census population profile.
- Smaller places within 50 miles: 92 of them.
- Larger places within 100 miles: 9.
The state rulebook for Pompano Beach
Below are the Florida rules that apply to a loan made in Pompano Beach, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
A pre-application checklist for Pompano Beach
Complete these steps first when you borrow in Pompano Beach (113,619 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Florida licence with the regulator listed on this page.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Pompano Beach-specific: the same Florida licensing and disclosure rules reach all 113,619 residents.
What is available to Pompano Beach borrowers
At roughly 4,721 people per square mile, Pompano Beach is fairly dense; 8 larger places lie within 50 miles. Whether Pompano Beach has a local branch or not, a Florida-licensed lender can serve its 113,619 people online on the same terms. For a larger market, the closest option is Fort Lauderdale, FL about 7 miles away.
Where Pompano Beach sits
Pompano Beach's land area is about 24.1 square miles; a further 0.63 square miles is water. The resulting density is about 4,721 people per square mile. Jacksonville, the largest place in Florida, is about 298 miles from Pompano Beach. A 50-mile radius around Pompano Beach takes in 8 places that are larger. The 100-mile radius contains 9 larger places.
Pompano Beach's place among Florida's 411 places
Among Florida's 411 places, Pompano Beach sits at 20th for population, a share of roughly 1.0% of the state. Its 2020-to-2023 change ranks 257th of 411 Florida places, putting it near the 37th percentile for growth. Its roughly 4,721 residents per square mile place it 58th among Florida's places. In land area, Pompano Beach ranks 51st among Florida's 411 places.
Common questions
What are my options in Pompano Beach if my credit is poor?
What loan size can I expect in Pompano Beach?
Do I have to pledge anything to borrow in Pompano Beach?
Does comparing loans in Pompano Beach cost me credit score points?
Nearby places
- Sea Ranch Lakes, FL — population 552
- Lighthouse Point, FL — population 10,501
- Lauderdale-by-the-Sea, FL — population 6,154
- Coconut Creek, FL — population 57,694
- Oakland Park, FL — population 44,105
- Hillsboro Beach, FL — population 1,975
- Deerfield Beach, FL — population 87,325
- Margate, FL — population 58,593