Personal loans in Youngstown, PA

Youngstown is home to roughly 248 people and stands 898th by size out of 1,013 Census places in Pennsylvania. From the 2020 Census base to the 2023 estimate, the population declined by about 2.0%. Use the calculator on this page to price an amount and term before you commit in Youngstown. Borrowers who want a bigger city can look to Latrobe, PA about 2 miles away. Which products a lender may offer to Youngstown's 248 residents follows from the Pennsylvania consumer-lending framework.

What the Census records for Youngstown

Here is the sourced Census picture for Youngstown, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: a Census-estimated 248, 898th among Pennsylvania's 1,013 places (Vintage 2023).
• Population trend: Down about 2.0% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
• Size percentile: roughly 11% of Pennsylvania's places have fewer residents than Youngstown's 248.
• Population density: about 2,234 people per square mile across 0.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Youngstown's 0.1 square miles rank 984th of 1,013 places in Pennsylvania.
• Within Pennsylvania: about 0.0% of the state's population lives in Youngstown.
• National rank: Youngstown sits 15,795th by population among the 19,457 places in this dataset.
• Growth in Pennsylvania: Youngstown stands 644th by percentage change from 2020 to 2023, among 1,013 places.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Youngstown's 2.0%.
• Density rank: Youngstown is the 454th most densely settled place in Pennsylvania.
• Density vs Pennsylvania: Youngstown's 2,234 people per square mile compare with a state median of 1,990.
• Location: the Census Gazetteer records it at 40.2798, -79.3659.
• Nearest larger cities: Latrobe (2 mi); Derry (5 mi); Ligonier (7 mi); New Alexandria (8 mi); South Greensburg (10 mi). Larger metros often have more branches, but online lenders reach Youngstown on the same terms.
• Smaller towns nearby: Laurel Mountain (11 mi); Donegal (12 mi); Adamsburg (15 mi).
• Within a 50-mile radius: 38 smaller Census places.
• Within 100 miles: 564 places are larger than Youngstown.

Youngstown on the map

Inside Youngstown's boundaries lie about 0.1 square miles of land, with no significant water area recorded. That land carries about 2,234 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 224 miles. Counting outward 50 miles, 257 larger communities surround Youngstown. Within the same 50 miles lie 38 smaller Census places.

What Pennsylvania law requires in Youngstown

These are Pennsylvania's sourced lending facts as they reach Youngstown's 248 residents; the state has no city-level rate rule.

What is available to Youngstown borrowers

At roughly 2,234 people per square mile, Youngstown is fairly dense; 257 larger places lie within 50 miles. Distance to a branch rarely matters for Youngstown's 248 residents: the application is online and the price follows your credit file. The nearest bigger place is Latrobe, PA about 2 miles away.

The anatomy of a Youngstown personal loan

In Youngstown, a small community of about 248, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Youngstown's 248 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Youngstown loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Youngstown in state context

Among Pennsylvania's 1,013 places, Youngstown sits at 898th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 644th of 1,013 Pennsylvania places, putting it near the 36th percentile for growth. Its roughly 2,234 residents per square mile place it 454th among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 5 residents.