Personal loans in Derry, PA

The Census estimates 2,586 residents in Derry, which ranks it 363rd of 1,013 places in Pennsylvania. The closest larger city is Latrobe, PA about 5 miles away. For the 2,586 people in Derry, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. If debt is already a strain, a nonprofit credit counsellor can help Derry residents before they take on more.

Derry by the numbers

The figures below are Derry's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

• Population: 2,586 people, a figure that places Derry 363rd among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Roughly 2.1% fewer residents than the 2020 Census counted.
• People gained or lost: about 55 fewer since the 2020 base.
• Size percentile: with 2,586 residents, Derry is larger than about 64% of Pennsylvania's Census places.
• Density: the Census land area of 0.8 sq mi holds about 3,350 people per square mile.
• Land area: Derry covers 0.8 square miles, the 561st-largest area among Pennsylvania's 1,013 places.
• Water area: Derry has 0.02 square miles of water, ranking 320th of 1,013 places in Pennsylvania.
• Within Pennsylvania: about 0.0% of the state's population lives in Derry.
• National rank: Derry sits 6,738th by population among the 19,457 places in this dataset.
• Growth in Pennsylvania: Derry stands 673rd by percentage change from 2020 to 2023, among 1,013 places.
• Against the state trend: Derry's 2.1% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Derry places 264th among Pennsylvania's places by people per square mile.
• Against the state median: Derry runs about 3,350 residents per square mile, where the Pennsylvania median is 1,990.
• Location: latitude 40.3334, longitude -79.3011 (Census Gazetteer).
• Nearest larger cities: Latrobe (5 mi); Blairsville (7 mi); Greensburg (13 mi); Delmont (15 mi); Youngwood (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Youngstown (5 mi); Ligonier (7 mi); New Alexandria (7 mi), each with its own Census population profile.
• Smaller places within 50 miles: 215 of them.
• At 100 miles: 180 larger Census places fall inside that radius.

The geography behind Derry

Derry's land area is about 0.8 square miles; a further 0.02 square miles is water. With 2,586 residents, the land area yields roughly 3,350 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 221 miles. A 50-mile radius around Derry takes in 92 places that are larger. By land area it ranks 561st of 1,013 Pennsylvania places.

How Pennsylvania law applies in Derry

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Derry's roughly 2,586 residents.

Derry's place among Pennsylvania's 1,013 places

Against Pennsylvania's other places, Derry accounts for about 0.0% of the state's population and ranks 363rd of 1,013 by size. Its 2020-to-2023 change ranks 673rd of 1,013 Pennsylvania places, putting it near the 34th percentile for growth. Its roughly 3,350 residents per square mile place it 264th among Pennsylvania's places. By land area, its 0.8 square miles rank 561st of 1,013 places in Pennsylvania.

What is available to Derry borrowers

At roughly 3,350 people per square mile, Derry is fairly dense; 92 larger places lie within 50 miles. Whether Derry has a local branch or not, a Pennsylvania-licensed lender can serve its 2,586 people online on the same terms. The nearest larger city, Latrobe, PA about 5 miles away.

The anatomy of a Derry personal loan

In Derry, a small community of about 2,586, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Derry lender to disclose the APR and finance charge before you sign. Shortening the term on a Derry loan raises the monthly payment but cuts the interest; lengthening it does the reverse.