Personal loans in Laurel Mountain, PA

Population in Laurel Mountain dropped about 2.1% over the three years from 2020 to 2023. A single loan can carry different costs on either side of a state line, and Laurel Mountain sits on the Pennsylvania side of that line. Begin with the payment, then weigh APR and total interest across the lenders that reach Laurel Mountain's 143 residents. Borrowers who want a bigger city can look to Ligonier, PA about 4 miles away.

What the Census records for Laurel Mountain

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

• Population: 143 — Laurel Mountain ranks 963rd of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 2.1% since the 2020 count.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: with 143 residents, Laurel Mountain is larger than about 5% of Pennsylvania's Census places.
• Density: roughly 1,109 residents per square mile, spread over 0.1 sq mi of land.
• By land area: Laurel Mountain ranks 974th among Pennsylvania's 1,013 places, at 0.1 sq mi.
• Share of Pennsylvania: Laurel Mountain holds about 0.0% of the state's population, some 143 people.
• National rank: Laurel Mountain sits 17,379th by population among the 19,457 places in this dataset.
• Growth rank: Laurel Mountain's 2020-to-2023 change ranks 662nd of 1,013 places in Pennsylvania.
• Versus Pennsylvania: the state average change is -0.9%, while Laurel Mountain moved 2.1%.
• Density rank: Laurel Mountain places 703rd among Pennsylvania's places by people per square mile.
• Density vs Pennsylvania: Laurel Mountain's 1,109 people per square mile compare with a state median of 1,990.
• Location: it lies at 40.2112, -79.1850 in the Census Gazetteer.
• Nearest larger cities: Ligonier (4 mi); Jennerstown (7 mi); Boswell (9 mi); Derry (10 mi); Youngstown (11 mi). Online lenders reach Laurel Mountain no matter how far the nearest branch is.
• Smaller communities close by: Donegal (12 mi); Seven Springs (14 mi); Armagh (19 mi), each with its own Census population profile.
• Smaller neighbours: 19 places smaller than Laurel Mountain sit within 50 miles.
• Larger places within 100 miles: 616.

The Pennsylvania lending rules that reach Laurel Mountain

Read the table as a lender's compliance picture for Laurel Mountain: the rule, the sourced figure, the publisher and the date.

The geography behind Laurel Mountain

The Census Gazetteer records about 0.1 square miles of land within Laurel Mountain, with no significant water area listed. The resulting density is about 1,109 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 215 miles. Laurel Mountain has 257 larger places within a 50-mile radius. The 100-mile radius contains 616 larger places.

How personal loans work in Laurel Mountain

With roughly 143 residents, Laurel Mountain is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Laurel Mountain's 143 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Laurel Mountain loan is knowable in advance — unlike a revolving card balance.

Laurel Mountain in state context

Against Pennsylvania's other places, Laurel Mountain accounts for about 0.0% of the state's population and ranks 963rd of 1,013 by size. For population change between 2020 and 2023, Laurel Mountain ranks 662nd of 1,013 in Pennsylvania (about the 35th percentile). By density, at about 1,109 people per square mile, it ranks 703rd in Pennsylvania. Within 50 miles sit 19 smaller Census places, alongside the 257 that are larger.

Lender access in Laurel Mountain

At roughly 1,109 people per square mile, Laurel Mountain is moderately settled; 257 larger places lie within 50 miles. What is available to Laurel Mountain's 143 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Ligonier, PA about 4 miles away.