Personal loans in Boswell, PA

With 1,204 residents, Boswell outranks about 45% of the communities in Pennsylvania. Rate-shopping from Boswell costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Consumer lending that reaches Boswell's 1,204 residents is governed by Pennsylvania statute; no city ordinance changes it. The nearest larger metro is Ferndale, PA about 11 miles away.

What the Census records for Boswell

The figures below are Boswell's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

• Population: 1,204 residents; Boswell is the 556th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 1.6% from 2020 to 2023.
• Net change: roughly 19 fewer people than the 2020 Census counted.
• Size percentile: about 45% of Pennsylvania's Census places are smaller than Boswell.
• Population density: about 1,629 people per square mile (Census land area 0.7 sq mi).
• Land area rank: Boswell's 0.7 square miles rank 580th of 1,013 places in Pennsylvania.
• Within Pennsylvania: about 0.0% of the state's population lives in Boswell.
• National standing: Boswell ranks 9,532nd of 19,457 US places.
• Growth in Pennsylvania: Boswell stands 560th by percentage change from 2020 to 2023, among 1,013 places.
• Versus Pennsylvania: the state average change is -0.9%, while Boswell moved 1.6%.
• Density in Pennsylvania: Boswell ranks 581st by people per square mile.
• Density vs Pennsylvania: Boswell's 1,629 people per square mile compare with a state median of 1,990.
• Location: mapped by the US Census Bureau at 40.1615, -79.0275.
• Nearest larger cities: Ferndale (11 mi); Somerset (11 mi); Southmont (11 mi); Westmont (12 mi); Windber (12 mi). Lenders licensed in the state serve Boswell whether or not they keep a local branch.
• Smaller towns nearby: Jennerstown (2 mi); Stoystown (6 mi); Benson (6 mi).
• Smaller neighbours: 135 places smaller than Boswell sit within 50 miles.
• Larger places within 100 miles: 293.

How a Boswell personal loan is priced

Boswell is a small community of about 1,204 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Boswell's 1,204 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Boswell loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Before you apply in Boswell

Complete these steps first when you borrow in Boswell (1,204 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Pennsylvania licence with the regulator named above before committing.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Test the payment against your current bills before you commit.

In Boswell as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 1,204 residents.

What is available to Boswell borrowers

With about 1,629 residents per square mile, Boswell is moderately settled, and 110 larger Census places sit within 50 miles. Lenders licensed in Pennsylvania reach Boswell's 1,204 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Ferndale, PA about 11 miles away.

Pennsylvania consumer-lending rules applied in Boswell

Pennsylvania has no separate rate rule for Boswell; the sourced rows below are what reach every lender that serves its 1,204 people.

Boswell against the rest of Pennsylvania

Among Pennsylvania's 1,013 places, Boswell sits at 556th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Boswell stands 560th among Pennsylvania's 1,013 places — roughly the 45th percentile. At about 1,629 people per square mile, Boswell is the 581st most densely settled place in Pennsylvania. Within 50 miles sit 135 smaller Census places, alongside the 110 that are larger.