Personal loans in Latrobe, PA

Compare APR, not the interest rate, because the APR folds in most fees on a Latrobe loan. State law, not city hall, decides what a lender may do to Latrobe's roughly 7,922 residents, and a state regulator supervises it. The 2020 count to the 2023 estimate shows about 1.8% decline in Latrobe. The nearest larger city is Greensburg, PA about 9 miles away.

Where Latrobe stands

The figures below are Latrobe's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

• Population: the Census counts 7,922 residents in Latrobe (Vintage 2023 subcounty estimate), the 106th-largest figure among Pennsylvania's 1,013 places.
• Population trend: Down about 1.8% from the 2020 Census base to the 2023 estimate.
• Absolute change: 149 residents lost between 2020 and 2023.
• Size percentile: about 90% of Pennsylvania communities are smaller than Latrobe (7,922 residents).
• Density: the Census land area of 2.3 sq mi holds about 3,421 people per square mile.
• Land area rank: Latrobe's 2.3 square miles rank 172nd of 1,013 places in Pennsylvania.
• Share of Pennsylvania: Latrobe holds about 0.1% of the state's population, some 7,922 people.
• National rank: Latrobe is the 3,705th most populous of the 19,457 Census places covered here.
• Growth in Pennsylvania: Latrobe stands 609th by percentage change from 2020 to 2023, among 1,013 places.
• Against the state trend: Latrobe's 1.8% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Latrobe is the 256th most densely settled place in Pennsylvania.
• Density in context: Latrobe's 3,421 people per square mile sit against a Pennsylvania median of 1,990.
• Location: coordinates 40.3124, -79.3826 (US Census Bureau Gazetteer).
• Nearest larger cities: Greensburg (9 mi); Jeannette (12 mi); Murrysville (17 mi); Monroeville (21 mi); Plum (23 mi). Lenders licensed in the state serve Latrobe whether or not they keep a local branch.
• Smaller communities within reach: Youngstown (2 mi); Derry (5 mi); New Alexandria (6 mi).
• Smaller places within 50 miles: 272 of them.
• Within 100 miles: 58 places are larger than Latrobe.

How lenders reach Latrobe

At roughly 3,421 people per square mile, Latrobe is fairly dense; 30 larger places lie within 50 miles. What is available to Latrobe's 7,922 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Greensburg, PA about 9 miles away.

What a Latrobe borrower is actually offered

With roughly 7,922 residents, Latrobe is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Latrobe can be quoted different APRs on the same amount and term. Shortening the term on a Latrobe loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What Pennsylvania law requires in Latrobe

Read the table as a lender's compliance picture for Latrobe: the rule, the sourced figure, the publisher and the date.

A pre-application checklist for Latrobe

For Latrobe's roughly 7,922 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Pennsylvania licence with the regulator named above before committing.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Latrobe as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 7,922 residents.

Latrobe against the rest of Pennsylvania

Among Pennsylvania's 1,013 places, Latrobe sits at 106th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Latrobe stands 609th among Pennsylvania's 1,013 places — roughly the 40th percentile. At about 3,421 people per square mile, Latrobe is the 256th most densely settled place in Pennsylvania. In land area, Latrobe ranks 172nd among Pennsylvania's 1,013 places.