Personal loans in Greensburg, PA

Rate ceilings, licensing requirements and product limits for Greensburg are all set at the Pennsylvania level. By population, Greensburg sits at 39th in Pennsylvania, with an estimated 14,603 residents.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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The roughly 14,603 people who live in Greensburg borrow under Pennsylvania rules; city hall sets no personal-loan rate. A 2020-to-2023 comparison shows Greensburg down by about 2.2%. Read the disclosure for an origination fee and any prepayment penalty before signing in Greensburg. The nearest larger metro is Murrysville, PA about 11 miles away.

Greensburg: the sourced local profile

Set out below is Greensburg's local context next to the state-level rules that reach every lender here.

Population: an estimated 14,603 residents, 39th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
Population trend: About 2.2% below the 2020 Census base.
Absolute change: 324 residents lost between 2020 and 2023.
Size percentile: roughly 96% of Pennsylvania's places have fewer residents than Greensburg's 14,603.
Land and density: 4.0 square miles of land carry roughly 3,608 residents per square mile.
Land area rank: Greensburg's 4.0 square miles rank 86th of 1,013 places in Pennsylvania.
State population share: Greensburg accounts for about 0.3% of everyone in Pennsylvania.
National rank: Greensburg is 2,401st of 19,457 places nationwide.
Growth in Pennsylvania: Greensburg stands 694th by percentage change from 2020 to 2023, among 1,013 places.
State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Greensburg's 2.2%.
Density in Pennsylvania: Greensburg ranks 234th by people per square mile.
Density vs Pennsylvania: Greensburg's 3,608 people per square mile compare with a state median of 1,990.
Location: mapped by the US Census Bureau at 40.3112, -79.5444.
Nearest larger cities: Murrysville (11 mi); Monroeville (14 mi); McKeesport (16 mi); Plum (17 mi); West Mifflin (19 mi). Living near a larger metro rarely changes what is available in Greensburg.
Nearest smaller towns: Southwest Greensburg (1 mi); South Greensburg (2 mi); Jeannette (4 mi) — useful context for the surrounding area.
Smaller neighbours: 295 places smaller than Greensburg sit within 50 miles.
At 100 miles: 26 larger Census places fall inside that radius.

Getting a loan in Greensburg

With about 3,608 residents per square mile, Greensburg is fairly dense, and 11 larger Census places sit within 50 miles. Whether Greensburg has a local branch or not, a Pennsylvania-licensed lender can serve its 14,603 people online on the same terms. The nearest larger city, Murrysville, PA about 11 miles away.

Greensburg on the map

The Census Gazetteer records about 4.0 square miles of land within Greensburg, with no significant water area listed. Spread across it are roughly 3,608 residents per square mile. The largest place in Pennsylvania, Philadelphia, lies about 234 miles away. Within 50 miles of Greensburg there are 11 larger Census places. The 100-mile radius contains 26 larger places.

Where Greensburg sits in Pennsylvania

Greensburg is the 39th-largest of 1,013 Census places in Pennsylvania and contains about 0.3% of the state's people. Its 2020-to-2023 change ranks 694th of 1,013 Pennsylvania places, putting it near the 31th percentile for growth. By density, at about 3,608 people per square mile, it ranks 234th in Pennsylvania. In land area, Greensburg ranks 86th among Pennsylvania's 1,013 places.

Pennsylvania consumer-lending rules applied in Greensburg

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Greensburg's roughly 14,603 residents.

Rule	Detail	Source
State lending regulator	Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."	Pennsylvania Department of Banking and Securities as of 2026-09-16
Maximum legal interest rate (usury cap)	6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).	Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16
Payday lending status	No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).	Pennsylvania Department of Banking and Securities as of 2026-09-16

Before you apply in Greensburg

Before you apply in Greensburg, a community of about 14,603, work through these steps:

Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
Run the numbers on the personal loan calculator so you know the payment before you apply.
Line up several pre-qualified offers and let the APR decide.
Verify the lender's Pennsylvania licence with the regulator listed on this page.
Make sure the new payment leaves room in a budget you already keep.
Weigh a shorter term's higher payment against the interest it saves.
Keep the amount to the expense; an approval is not a reason to take more.

None of these steps is Greensburg-specific: the same Pennsylvania licensing and disclosure rules reach all 14,603 residents.

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Common questions

What are my options in Greensburg if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Greensburg is the same as anywhere in Pennsylvania.

What loan size can I expect in Greensburg?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Greensburg?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Greensburg cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Southwest Greensburg, PA — population 2,173
South Greensburg, PA — population 2,109
Jeannette, PA — population 8,591
Youngwood, PA — population 2,910
Penn, PA — population 620
Delmont, PA — population 2,607
New Stanton, PA — population 2,285
Adamsburg, PA — population 142