Personal loans in Delmont, PA
Delmont, Pennsylvania — home to about 2,607 people — is a small community, so the terms you are offered follow Pennsylvania law rather than any local rule. Population in Delmont dropped about 0.3% over the three years from 2020 to 2023.
The Census estimates 2,607 residents in Delmont, which ranks it 360th of 1,013 places in Pennsylvania. Compare APR, not the interest rate, because the APR folds in most fees on a Delmont loan. Consumer lending that reaches Delmont's 2,607 residents is governed by Pennsylvania statute; no city ordinance changes it. The closest larger place is Murrysville, PA about 5 miles away.
Delmont: population, trend and location
The figures below are Delmont's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: the Census counts 2,607 residents in Delmont (Vintage 2023 subcounty estimate), the 360th-largest figure among Pennsylvania's 1,013 places.
- Population trend: A drop of about 0.3% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 8 residents.
- Size percentile: Delmont's 2,607 people outrank roughly 64% of the places in Pennsylvania.
- Population density: 2,469 people per square mile on 1.1 square miles of land.
- By land area: Delmont ranks 415th among Pennsylvania's 1,013 places, at 1.1 sq mi.
- Share of state population: Delmont's 2,607 residents are about 0.0% of Pennsylvania.
- Nationally: Delmont is the 6,710th-largest of 19,457 Census places in the dataset.
- Growth in Pennsylvania: Delmont stands 311th by percentage change from 2020 to 2023, among 1,013 places.
- Versus Pennsylvania: the state average change is -0.9%, while Delmont moved 0.3%.
- Density rank: Delmont places 414th among Pennsylvania's places by people per square mile.
- Density in context: Delmont's 2,469 people per square mile sit against a Pennsylvania median of 1,990.
- Location: mapped by the US Census Bureau at 40.4144, -79.5729.
- Nearest larger cities: Murrysville (5 mi); Jeannette (6 mi); Manor (7 mi); Greensburg (7 mi); Irwin (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Export (3 mi); Penn (7 mi); Saltsburg (8 mi).
- Within a 50-mile radius: 221 smaller Census places.
- At 100 miles: 182 larger Census places fall inside that radius.
The state rulebook for Delmont
The rows below set out what a licensed lender must follow in Pennsylvania, and so for Delmont's roughly 2,607 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Delmont against the rest of Pennsylvania
Against Pennsylvania's other places, Delmont accounts for about 0.0% of the state's population and ranks 360th of 1,013 by size. Its 2020-to-2023 change ranks 311th of 1,013 Pennsylvania places, putting it near the 69th percentile for growth. By density, at about 2,469 people per square mile, it ranks 414th in Pennsylvania. In land area, Delmont ranks 415th among Pennsylvania's 1,013 places.
How personal loans work in Delmont
In Delmont, a small community of about 2,607, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Delmont loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Delmont loan is knowable in advance — unlike a revolving card balance.
Delmont on the map
The Census Gazetteer records about 1.1 square miles of land within Delmont, with no significant water area listed. Spread across it are roughly 2,469 residents per square mile. For the state's biggest city, Philadelphia, the distance is roughly 236 miles. A 50-mile radius around Delmont takes in 100 places that are larger. By land area it ranks 415th of 1,013 Pennsylvania places.
Steps to take before a Delmont loan
For Delmont's roughly 2,607 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
What differs between Delmont and the rest of Pennsylvania is not the process but the borrower's own file, among the 2,607 people here.
Common questions
What are my options in Delmont if my credit is poor?
What loan size can I expect in Delmont?
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Does comparing loans in Delmont cost me credit score points?
Nearby places
- Export, PA — population 877
- Murrysville, PA — population 20,745
- Jeannette, PA — population 8,591
- Greensburg, PA — population 14,603
- Penn, PA — population 620
- Manor, PA — population 3,520
- Southwest Greensburg, PA — population 2,173
- Adamsburg, PA — population 142