Personal loans in Export, PA
Export is a small community of about 877 residents, and a personal loan taken out here is governed by Pennsylvania statute. About 877 people live in Export, placing it 632nd of 1,013 Census places in Pennsylvania.
Read the disclosure for an origination fee and any prepayment penalty before signing in Export. The 2020 count to the 2023 estimate shows about 2.2% decline in Export. For the 877 people in Export, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The closest larger place is Murrysville, PA about 3 miles away.
The Export data picture
Two layers matter for a Export borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: 877 people, a figure that places Export 632nd among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: About 2.2% below the 2020 Census base.
- People gained or lost: about 20 fewer since the 2020 base.
- Size percentile: with 877 residents, Export is larger than about 38% of Pennsylvania's Census places.
- Density: the Census land area of 0.4 sq mi holds about 2,176 people per square mile.
- Land area rank: Export's 0.4 square miles rank 811th of 1,013 places in Pennsylvania.
- Within Pennsylvania: about 0.0% of the state's population lives in Export.
- National rank: Export is the 10,794th most populous of the 19,457 Census places covered here.
- Growth rank: Export's 2020-to-2023 change ranks 712th of 1,013 places in Pennsylvania.
- Versus Pennsylvania: the state average change is -0.9%, while Export moved 2.2%.
- Density in Pennsylvania: Export ranks 464th by people per square mile.
- Density in context: Export's 2,176 people per square mile sit against a Pennsylvania median of 1,990.
- Location: the Census Gazetteer records it at 40.4169, -79.6231.
- Nearest larger cities: Murrysville (3 mi); Delmont (3 mi); Manor (5 mi); Jeannette (6 mi); Monroeville (7 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Penn (6 mi); North Irwin (7 mi); Adamsburg (7 mi).
- Smaller neighbours: 133 places smaller than Export sit within 50 miles.
- Within 100 miles: 359 places are larger than Export.
How lenders reach Export
Export is a fairly dense community of about 877 people, with 189 larger places inside a 50-mile radius. Lenders licensed in Pennsylvania reach Export's 877 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Murrysville, PA about 3 miles away.
Steps to take before a Export loan
Complete these steps first when you borrow in Export (877 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Pennsylvania regulator's records to confirm the lender is licensed here.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
The process is identical across Pennsylvania; what changes is your credit file, not the fact that Export holds 877 people.
Export on the map
The Census Gazetteer records about 0.4 square miles of land within Export, with no significant water area listed. Spread across it are roughly 2,176 residents per square mile. For the state's biggest city, Philadelphia, the distance is roughly 239 miles. Export has 189 larger places within a 50-mile radius. By land area it ranks 811th of 1,013 Pennsylvania places.
Which Pennsylvania laws govern a loan in Export
Pennsylvania has no separate rate rule for Export; the sourced rows below are what reach every lender that serves its 877 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
The anatomy of a Export personal loan
With roughly 877 residents, Export is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Export lender to disclose the APR and finance charge before you sign. The term you choose in Export decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Export if my credit is poor?
What loan size can I expect in Export?
Do I have to pledge anything to borrow in Export?
Does comparing loans in Export cost me credit score points?
Nearby places
- Murrysville, PA — population 20,745
- Delmont, PA — population 2,607
- Manor, PA — population 3,520
- Jeannette, PA — population 8,591
- Penn, PA — population 620
- Adamsburg, PA — population 142
- North Irwin, PA — population 814
- Irwin, PA — population 3,813