Personal loans in South Greensburg, PA
If you are weighing a personal loan in South Greensburg, start from the payment you can carry; its 2,109 residents face the same statewide rules. From the 2020 Census base to the 2023 estimate, the population declined by about 1.2%.
An estimated 2,109 people make their home in South Greensburg, a figure that ranks 413th in Pennsylvania. If debt is already a strain, a nonprofit credit counsellor can help South Greensburg residents before they take on more. Which products a lender may offer to South Greensburg's 2,109 residents follows from the Pennsylvania consumer-lending framework. The closest larger city is Southwest Greensburg, PA about 1 miles away.
South Greensburg: the sourced local profile
Here is the sourced Census picture for South Greensburg, plus the Pennsylvania lending rules that apply to a loan taken out here.
- Population: about 2,109 people live here, which puts South Greensburg 413th of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: Roughly 1.2% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 25 residents.
- Size percentile: about 59% of Pennsylvania communities are smaller than South Greensburg (2,109 residents).
- Population density: about 2,983 people per square mile (Census land area 0.7 sq mi).
- Land area: South Greensburg covers 0.7 square miles, the 600th-largest area among Pennsylvania's 1,013 places.
- Share of state population: South Greensburg's 2,109 residents are about 0.0% of Pennsylvania.
- Nationally: South Greensburg is the 7,447th-largest of 19,457 Census places in the dataset.
- Growth in Pennsylvania: South Greensburg stands 486th by percentage change from 2020 to 2023, among 1,013 places.
- Versus Pennsylvania: the state average change is -0.9%, while South Greensburg moved 1.2%.
- Density in Pennsylvania: South Greensburg ranks 323rd by people per square mile.
- Density vs Pennsylvania: South Greensburg's 2,983 people per square mile compare with a state median of 1,990.
- Location: coordinates 40.2782, -79.5474 (US Census Bureau Gazetteer).
- Nearest larger cities: Southwest Greensburg (1 mi); Greensburg (2 mi); Youngwood (3 mi); Jeannette (5 mi); New Stanton (5 mi). Lenders licensed in the state serve South Greensburg whether or not they keep a local branch.
- Smaller towns nearby: Arona (6 mi); Adamsburg (6 mi); Penn (6 mi).
- Within a 50-mile radius: 189 smaller Census places.
- At 100 miles: 212 larger Census places fall inside that radius.
How a South Greensburg personal loan is priced
A South Greensburg personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,109 residents. Federal Truth in Lending rules require a South Greensburg lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a South Greensburg loan but raises total interest, so the smallest payment is not the cheapest loan.
South Greensburg's place among Pennsylvania's 1,013 places
Against Pennsylvania's other places, South Greensburg accounts for about 0.0% of the state's population and ranks 413th of 1,013 by size. For population change between 2020 and 2023, South Greensburg ranks 486th of 1,013 in Pennsylvania (about the 52th percentile). At about 2,983 people per square mile, South Greensburg is the 323rd most densely settled place in Pennsylvania. In land area, South Greensburg ranks 600th among Pennsylvania's 1,013 places.
Pennsylvania rules behind a South Greensburg personal loan
Below are the Pennsylvania rules that apply to a loan made in South Greensburg, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
Borrowing reach in South Greensburg
South Greensburg is fairly dense, with about 2,983 people per square mile and 110 larger places within 50 miles. Distance to a branch rarely matters for South Greensburg's 2,109 residents: the application is online and the price follows your credit file. The nearest bigger place is Southwest Greensburg, PA about 1 miles away.
South Greensburg: area, density and distance
The Census Gazetteer records about 0.7 square miles of land within South Greensburg, with no significant water area listed. With 2,109 residents, the land area yields roughly 2,983 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 234 miles away. Counting outward 50 miles, 110 larger communities surround South Greensburg. By land area it ranks 600th of 1,013 Pennsylvania places.
Common questions
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Nearby places
- Southwest Greensburg, PA — population 2,173
- Greensburg, PA — population 14,603
- Youngwood, PA — population 2,910
- Jeannette, PA — population 8,591
- New Stanton, PA — population 2,285
- Hunker, PA — population 303
- Penn, PA — population 620
- Arona, PA — population 248